2010 W River Rd, Niles, MI 49120 Property Records

Berrien County property record for 2010 W River Rd, Niles, MI 49120

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,064 sqft · built 2004
Lot Size15.7 acres (686,941 sqft)
OwnerCompany Name on File
Last Sale$118,000 (Aug 2003)
Tax Bill$6,529 (2025)
Deeds & MortgagesOct 2020 Line of Credit
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN05-0110-0008-08-9

Property Details

APN / Parcel Number

Primary APN05-0110-0008-08-9
Alternative APN
  • 11-05-0110-0008-08-9

Interior

Bedrooms3 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,064 sqft Living Area
1st Floor Area2,043 sqft
Basement Area2,043 sqft
Unfinished Basement2,043 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area686,941 sqft (15.7 acres)
Garage Area1,935 sqft
Parking Spaces7 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2010 W RIVER RD
CityNILES
StateMI
Zip49120-8983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1 LOW DE
Legal DescriptionBEG 1424.00' S00DEG16'05''W OF N1/4 PST SEC 10 T8S R17W TH S00DEG16'05''W 415' TH S89DEG36'05''W 1655.01' TH N00DEG09'45''E 415' TH N89DEG36'05''E 1655.78' TO POB
Legal Range17W
Legal Township08S
Legal Section10
JurisdictionBERRIEN MI
Township / Civil DivisionBERTRAND
Census Block Group2
Census Block2062
Census Tract20300

Owner

2010 W River Rd is owned by a company that acquired it in July 2023 and is owner-occupied.

Source: Berrien County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address2010 W RIVER RD, NILES, MI 49120-8983
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2020Deed of Trust, Mortgage · Line of Credit
UNITED FCU
Jul 12, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2003 · Amount on File
Deed SaleAug 27, 2003 · Amount on File
Deed Book / Page2421 / 535
Last Transfer DateJul 6, 2023
Transfer Doc03407/3451
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address2010 W RIVER RD, NILES, MI 49120-8983
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number03293/1172
DateOct 1, 2020
Book Page3293/1172
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateJul 12, 2023
Property Address2010 W RIVER RD, NILES, MI 49120-8983
Document Number03407/3451
Book / Page3407 / 3451
Instrument DateJul 6, 2023
Instrument2023384520
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address2010 W RIVER RD, NILES, MI 49120-8983

Tax Assessment & Valuation

The 2025 property tax bill for 2010 W River Rd was $6,529 with a homeowner's exemption, up 3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionBertrand Township
Unified School DistrictNiles Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$452,400 (+4.65%)$904,800 (+4.65%)
2025$6,529.00 (+3.03%) Homeowner's exemption$432,300$864,600
2024$6,337.00
2023$358,500 (+16.74%)$717,000 (+16.74%)
2022$5,708.00 (+3.29%) Homeowner's exemption$307,100$614,200
2021$5,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2010 W River Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims3 (2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 W River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Midwest Energy & Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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