2010 W 103rd St, Chicago, IL 60643 Property Records

Cook County property record for 2010 W 103rd St, Chicago, IL 60643

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,439 sqft · built 1949
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$155,500 (Jul 2013)
Tax Bill	$6,857 (2021)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-07-327-032`

Property Details

APN / Parcel Number

Primary APN	`25-07-327-032`
Alternative APN	`25-07-327-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,439 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2010 W 103RD ST
City	CHICAGO
State	IL
Zip	60643-2627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	(BOARD) OF (TRADE) SUB (NUMBER1) BEING EH SE SW SEC 07-37-14
Legal Range	14E
Legal Township	37N
Legal Section	07
Legal Subdivision	BOARD OF TRADE SUB NUMBER1
Legal Block	1
Legal Lot Number	32
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3024
Census Tract	720300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ridge Historic District listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2010 W 103rd St is owned and occupied by an individual who bought it in July 2013.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2010 W 103RD ST, CHICAGO, IL 60643-2627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Jul 22, 2021	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 5, 2020	Deed of Trust, Mortgage · VA Mortgage HUNTINGTON NAT'L BK
Feb 10, 2018	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2013 · Amount on File
Deed Sale	Jul 23, 2013 · Amount on File
Deed Document Number	201345072
Prior Transfer Date	Jun 1, 2012
Prior Transfer Doc	0000057296
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 1, 2026
Property Address	2010 W 103RD ST, CHICAGO, IL 60643-2627
Document Number	0000002038
Instrument Date	Mar 20, 2026
Instrument	20262038
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 W 103RD ST, CHICAGO, IL 60643-2627

Mortgage

Document Number	0000002038,
Date	Apr 1, 2026
Instrument	20262038

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2056

Interest

Rate	6.01%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2010 W 103RD ST, CHICAGO, IL 60643-2627
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020346426
Date	Jul 22, 2021
Instrument	2120346426

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2010 W 103RD ST, CHICAGO, IL 60643-2627
Document Number	2024162119
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2010 W 103RD ST CHICAGO IL 606432627, CHICAGO, IL 60643-2627

Mortgage

Document Number	2024162119
Date	Aug 28, 2020
Instrument	24162119

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 27, 2035

Interest

Rate	2.75%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2010 W 103RD ST, CHICAGO, IL 60643-2627
Document Number	1810649088
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2010 W 103RD ST CHICAGO IL 606432627, CHICAGO, IL 60643-2627

Mortgage

Document Number	1810649088
Date	Apr 16, 2018
Instrument	10649088

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2033

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,000 Land $9,300 Building $36,700	$460,000 Land $93,000 Building $367,000
2022	Homeowner's exemption	$39,000 (-) Land $7,500 Building $31,500	$390,000 (-) Land $75,000 Building $315,000
2021	$6,857.00 Homeowner's exemption	$39,000 Land $7,500 Building $31,500	$390,000 Land $75,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2010 W 103rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2010 W 103rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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