2010 Payne Rd, Lexington, NC 27295 Property Records

Davidson County property record for 2010 Payne Rd, Lexington, NC 27295

Property Summary

Property Type	Rural Home
Details	5 bd · 3.5 ba · 3,402 sqft · built 2023
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$411,000 (Oct 2023)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jun 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-012-G-000-0007`

Property Details

APN / Parcel Number

Primary APN	`13-012-G-000-0007`
Alternative APNs	`9254939` `9272702`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,402 sqft Total Area
1st Floor Area	1,144 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	27,878 sqft (0.64 acres)
Lot Width	108 ft Width
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	117 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9272702
Street Address	2010 PAYNE RD
City	LEXINGTON
State	NC
Zip	27295-9055
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RM1
Legal Description	PB84-39 L7 BK2622-1561 THE FIELD ON PAYNE
Legal Subdivision	THE FIELD ON PAYNE REVISED
Jurisdiction	DAVIDSON NC
Township / Civil Division	MIDWAY
Census Block Group	2
Census Block	2008
Census Tract	60203

Owner

2010 Payne Rd, a rural home, is owned and occupied by two individuals who bought it in October 2023.

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2010 PAYNE RD, LEXINGTON, NC 27295-9055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jun 8, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Deed Document Number	202318951
Deed Book / Page	2622 / 1561
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Oct 19, 2023
Property Address	2010 PAYNE RD, LEXINGTON, NC 27295-9055
Document Number	0026221561
Book / Page	2622 / 1561
Map Reference	MB 84 PG 39
Instrument Date	Oct 9, 2023
Instrument	2023018951
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$822.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	150 BUNKER HILL CT, WINSTON SALEM, NC 27107-6076

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2010 PAYNE RD, LEXINGTON, NC 27295-9055

Mortgage

Document Number	2023018952
Date	Oct 19, 2023
Instrument	2023018952

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Jun 8, 2023
Property Address	2010 PAYNE RD, LEXINGTON, NC 27295-9055
Document Number	0026030565
Book / Page	2603 / 565
Map Reference	MB 84 PG 39
Instrument Date	Jun 5, 2023
Instrument	2023009892
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Amount	Amount on Record
Tax	$193.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 820, SOUTHMONT, NC 27351-0820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 BUNKER HILL CT, WINSTON SALEM, NC 27107-6076
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2010 Payne Rd was $2,105.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,970 (-)	$318,970 (-) Land $25,200 Building $293,770
2025	$2,105.00	$318,970	$318,970 Land $25,200 Building $293,770
2023	$168.00	$25,200	$25,200 Land $25,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2010 Payne Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 Payne Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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