2010 New Salem Rd, Monroe, NC 28110 Property Records

Union County property record for 2010 New Salem Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,140 sqft · built 2022
Lot Size	10 acres (437,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Nov 2020)
Tax Bill	$9,587 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan Aug 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-037-001`

Property Details

APN / Parcel Number

Primary APN	`09-037-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	437,778 sqft (10 acres)
Garage Type	Carport
Garage Area	120 sqft
Carport	Carport
Carport Area	120 sqft
Porch	Slab
Porch Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2010 NEW SALEM RD
City	MONROE
State	NC
Zip	28110-8363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#1 MCLEOD OPCP387
Legal Subdivision	CONTAINING 10
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3032
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1810 HOMESTEAD RD, TODD, NC 28684-9250
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 6, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	202045608
Deed Book / Page	7875 / 330
Prior Transfer Date	Nov 4, 2020
Prior Transfer Doc	0007879260
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2010 NEW SALEM RD, MONROE, NC 28110-8363
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6013 GRASSY KNOLL CIR, MATTHEWS, NC 28104-4120

Mortgage

Document Number	0008525774
Date	Jul 15, 2022
Book Page	8525/774
Instrument	25271

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2010 NEW SALEM RD, MONROE, NC 28110-8363
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009173792
Date	Aug 6, 2025
Book Page	9173/792
Instrument	19946

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 5, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,963,800 (-) Land $251,500 Building $1,712,300	$1,963,800 (-) Land $251,500 Building $1,712,300
2025	$9,587.00 (+240.69%)	$1,963,800 (+353.11%) Land $251,500 Building $1,712,300	$1,963,800 (+353.11%) Land $251,500 Building $1,712,300
2023	$2,814.00	$433,400 Land $96,900 Building $336,500	$433,400 Land $96,900 Building $336,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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