2010 N 3rd St, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 2010 N 3rd St, Saint Joseph, MO 64505

Property Summary

Property Type	Single Family Home
Details	904 sqft · built 1907
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$46,100 (Apr 2010)
Tax Bill	$378 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Mortgage + 2 more
APN	`06-3.0-05-003-002-102.000`

Property Details

APN / Parcel Number

Primary APN	`06-3.0-05-003-002-102.000`

Interior

Building Area	904 sqft Base Area
1st Floor Area	904 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 40 ft wide

Location & Zoning

Street Address	2010 N 3RD ST
City	SAINT JOSEPH
State	MO
Zip	64505-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:SAINT JOSEPH EXTENSION LOT:9 BLK:24LGL DESC:
Legal Subdivision	SAINT JOSEPH EXTENSION
Legal Block	24
Legal Lot Number	9
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2011
Census Tract	400

Owner

2010 N 3rd St is owned and occupied by two individuals who acquired it in August 2018.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2010 N 3RD ST, SAINT JOSEPH, MO 64505-2538
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK
Sep 4, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage STATE FARM BANK
Sep 4, 2018	Intrafamily Transfer, Transfer NATIONS TITLE
Sep 4, 2018	Intrafamily Transfer, Transfer NATIONS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2010 · Amount on File
Deed Sale	Apr 16, 2010 · Amount on File
Deed Document Number	20103847
Deed Book / Page	3205 / 63
Last Transfer Date	Aug 28, 2018
Transfer Doc	0003704/36
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2010 N 3RD ST, SAINT JOSEPH, MO 64505-2538
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3704/38
Date	Sep 4, 2018
Book Page	3704/38
Instrument	2018008137

Lender

Name	STATE FARM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Sep 4, 2018
Property Address	2010 N 3RD ST, SAINT JOSEPH, MO 64505-2538
Document Number	3704/36
Book / Page	3704 / 36
Instrument Date	Aug 28, 2018
Instrument	2018008136
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	NATIONS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2010 N 3RD ST, SAINT JOSEPH, MO 64505-2538

Mortgage

Document Number	3704/38
Date	Sep 4, 2018
Book Page	3704/38
Instrument	2018008137

Lender

Name	STATE FARM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Sep 4, 2018
Property Address	2010 N 3RD ST, SAINT JOSEPH, MO 64505-2538
Document Number	3704/36
Book / Page	3704 / 36
Instrument Date	Aug 28, 2018
Instrument	2018008136
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	NATIONS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2010 N 3RD ST, SAINT JOSEPH, MO 64505-2538

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Sep 4, 2018
Property Address	2010 N 3RD ST, SAINT JOSEPH, MO 64505-2538
Document Number	0003704/36
Book / Page	3704 / 36
Instrument Date	Aug 28, 2018
Instrument	2018008136
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	NATIONS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2010 N 3RD ST, SAINT JOSEPH, MO 64505-2538

Tax Assessment & Valuation

The 2025 property tax bill for 2010 N 3rd St was $378.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$378.00	$5,280 Land $810 Building $4,470	$27,780 Land $4,270 Building $23,510
2024	$378.00 (+21.54%)
2023	$311.00 (-0.64%)	$4,740 (-) Land $810 Building $3,930	$24,970 Land $4,270 Building $20,700
2022	$313.00	$4,740 Land $810 Building $3,930
2021			$24,970 Land $4,270 Building $20,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2010 N 3rd St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 N 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: United Fiber.

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