2010 M 119, Petoskey, MI 49770 Property Records

Emmet County property record for 2010 M 119, Petoskey, MI 49770

Property Summary

Property Type	Commercial
Details	2,400 sqft
Lot Size	0.53 acres (23,087 sqft)
Owner	Company Name on Record
Tax Bill	$5,899 (2024)
Deeds & Mortgages	May 2026 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-16-27-200-039`

Property Details

APN / Parcel Number

Primary APN	`01-16-27-200-039`

Interior

Units	3 Units
Stories	1 Story
Building Area	2,400 sqft Total Area
1st Floor Area	2,400 sqft

Exterior

Fire Resistance	Wood or Wood & Steel Frame
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	230 ft deep x 100 ft wide

Location & Zoning

Street Address	2010 M 119
City	PETOSKEY
State	MI
Zip	49770-8914
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	EC B-2
Legal Description	COM ON E R/O/W OF HWY M-131 32.96 FT N OF INT OF SD E?LY R/O/W LN WITH E/W ? LN OF SD SEC, TH E PAR TO SD E/W ? LN 230 FT, TH N0?46?W 100 FT, TH W 230 FT TO E R/O/W OF HWY M-131; TH S ALG SD E?LY R/O/W LN OF SD HWY 100 FT TO POB.
Legal Range	05W
Legal Township	35N
Legal Section	27
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2046
Census Tract	970400

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2010 M 119, PETOSKEY, MI 49770-8914
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust · Conventional Mortgage
Feb 15, 2018	Deed of Trust, Mortgage CHEMICAL BANK
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2024
Deed Sale	Oct 31, 2024
Prior Sale	Oct 31, 2024
Deed Document Number	20245216189
Deed Book / Page	1263 / 174
Transfer Doc	001263/172
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Recording Date	May 6, 2026
Property Address	2010 M 119, PETOSKEY, MI 49770-8914
Document Number	0000001274/0000000891
Book / Page	1274 / 891
Instrument Date	Apr 30, 2026
Instrument	2026.5227940
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 M 119, PETOSKEY, MI 49770-8914

Mortgage

Document Number	0005227940,
Date	May 6, 2026
Book Page	1274/891
Instrument	2026.5227940

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	2010 M 119, PETOSKEY, MI 49770-8914
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001201/0000000319
Date	Feb 15, 2018
Book Page	0000001201/0000000319
Instrument	000005154217

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 1, 2021
Property Address	2010 M 119, PETOSKEY, MI 49770-8914
Document Number	001234/753
Book / Page	1234 / 753
Instrument Date	Jun 24, 2021
Instrument	5187717
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 M 119, PETOSKEY, MI 49770-8914

Mortgage

Document Number	0000001234/0000000754
Date	Jul 1, 2021
Book Page	0000001234/0000000754
Instrument	5187718

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,800 (+16.4%) Land $50,000 Building $138,800	$377,600 (+16.4%) Land $100,000 Building $277,600
2025		$162,200 (+19.79%) Land $31,500 Building $130,700	$324,400 (+19.79%) Land $63,000 Building $261,400
2024	$5,899.00
2023		$135,400 Land $22,500 Building $112,900	$270,800 Land $45,000 Building $225,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE CLUB CONDOMINIUMS private · serves 210 people · EPA ID MI0003744
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on M 119

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures