2010 Lake Circle Dr, Tupelo, MS 38801 Property Records

Lee County property record for 2010 Lake Circle Dr, Tupelo, MS 38801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,827 sqft · built 2008
OwnerIndividual Name on File
Last Sale$373,000 (Sep 2021)
Tax Bill$4,411 (2025)
Deeds & MortgagesMar 2023 Line of Credit
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN074R-20-156-00

Property Details

APN / Parcel Number

Primary APN074R-20-156-00
Alternative APNs
  • 046494
  • 46494

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,827 sqft Heated Area
Gross Area3,285 sqft
1st Floor Area2,827 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsbestos
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number046494
Old Parcel Number074R-20-156-00
Street Address2010 LAKE CIRCLE DR
CityTUPELO
StateMS
Zip38801-5810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE1/4 LOT 54
Legal Range05E
Legal Township09S
Legal Section20
Legal SubdivisionLAKE CIRCLE
Legal Lot Number54
JurisdictionLEE MS
Township / Civil Division3
Census Block Group2
Census Block2047
Census Tract950404

Owner

2010 Lake Circle Dr is owned and occupied by an individual who bought it in September 2021.

Source: Lee County records, as of October 29, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 2939, TUPELO, MS 38803-2939
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
May 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
CADENCE BANK NA
Sep 28, 2018Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2021 · Amount on File
Deed SaleSep 15, 2021 · Amount on File
Prior SaleNov 7, 2007
Deed Document Number0202113864
Prior Transfer DateOct 31, 2012
Prior Transfer Doc2012015398
Record UpdatedJun 8, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address2010 LAKE CIRCLE DR, TUPELO, MS 38801-5810
Transaction TypeMortgage
Record UpdatedAug 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 LAKE CIRCLE DR, TUPELO, MS 38801-5810

Mortgage

Document Number2023002652
DateMar 8, 2023
Instrument2023002652
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueMar 1, 2038

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address2010 LAKE CIRCLE DR, TUPELO, MS 38801-5810
Transaction TypeMortgage
Record UpdatedFeb 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022006823
DateMay 16, 2022
Instrument2022006823
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address2010 LAKE CIRCLE DR, TUPELO, MS 38801-5810
Transaction TypeMortgage
Record UpdatedDec 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 LAKE CIRCLE DR, TUPELO, MS 38801-5810

Mortgage

Document Number2018012570
DateSep 28, 2018
Instrument2018012570
Lender
NameBANCORPSOUTH BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueSep 26, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 2010 Lake Circle Dr was $4,411 with a homeowner's exemption.

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,411.00 Homeowner's exemption$32,445$324,450 Land $40,000 Building $284,450
2023$3,948.00 Homeowner's exemption$29,498$294,980 Land $40,000 Building $254,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2010 Lake Circle Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 Lake Circle Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Tombigbee Fiber
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
C Spire Wireless
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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