Osceola County property record for 2010 Keystone Ave, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,892 sqft Living Area |
| Lot Size | 192,970 sqft (4.43 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $750,000 (2023) |
| Tax Bill | $6,135.00 (2024) |
| Primary APN | 25-26-29-3018-0001-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,892 sqft Living Area |
| Gross Area | 2,592 sqft Gross Area |
| 1st Floor | 1,892 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 192,970 sqft (4.43 acres) |
| Parking Spaces | 9 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Porch Area | 333 sqft Porch |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2010 KEYSTONE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7102 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HORSESHOE ACRES PB 19 PG 192 LOT 1 |
| Legal Range | 29E |
| Legal Township | 26S |
| Legal Section | 25 |
| Legal Subdivision | HORSESHOE ACRES |
| Legal Tract | 3018 |
| Legal Block | 10 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 43209 |
Source: Osceola County records · APN 25-26-29-3018-0001-0010
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2010 KEYSTONE AVE, SAINT CLOUD, FL 34772-7102 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Married Man as his Sole and Separate Property |
| Date | Document |
|---|---|
| Aug 31, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 07, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage THE MORTGAGE FIRM INC |
| Nov 06, 2017 | Quit Claim Deed, Transfer · Veterans Administration Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 31, 2023 · Amount on Record |
| Deed Sale | Aug 31, 2023 · Amount on Record |
| Prior Sale | Nov 06, 2017 · Amount on Record |
| Deed Doc Number | 2023114154 |
| Deed Book / Page | 6466 / 661 |
| Prior Transfer Date | Oct 30, 2017 |
| Prior Transfer Doc | 0052350709 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 31, 2023 |
| Property Address | 2010 KEYSTONE AVE, SAINT CLOUD, FL 34772-7102 |
| Document Number | 0064660661 |
| Book / Page | 6466 / 661 |
| Map Reference | MB 19 PG 192 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 2023114154 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4040 CYPRESS LNDG E, WINTER HAVEN, FL 33884-2407 |
| Name | Verified Name |
|---|---|
| Address | 4040 KEYSTONE AVENUE, SAINT CLOUD, FL 34772 |
| Document Number | 0006466663 |
|---|---|
| Date | Aug 31, 2023 |
| Instrument | 6466/663 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2010 KEYSTONE AVE, SAINT CLOUD, FL 34772-7102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050981410 |
|---|---|
| Date | Feb 07, 2017 |
| Book Page | 5098/1410 |
| Instrument | 2017020566 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 06, 2017 |
| Property Address | 2010 KEYSTONE AVE, SAINT CLOUD, FL 34772-7102 |
| Document Number | 0052350709 |
| Book / Page | 005235 / 000709 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 158632 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | TITLE SOURCES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,169.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1830 KEYSTONE AVE ST CLOUD FL 347727011, ST CLOUD, FL 34772-7011 |
| Document Number | 52350712 |
|---|---|
| Date | Nov 06, 2017 |
| Book Page | 005235/000712 |
| Instrument | 158633 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 05, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,406.00 (+4.42%) | $451,833 (+51.3%) | $472,000 (+10.25%) Land $194,000 Building $278,000 |
| 2024 | $6,135.00 (+47.44%) | ||
| 2023 | $4,161.00 (+4.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $298,635 (+3%) | $428,100 (+9.77%) Land $155,000 Building $273,100 |
| 2022 | $3,997.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $289,937 | $390,000 Land $155,000 Building $235,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 159 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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