2010 Island Cir, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 2010 Island Cir, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,047 sqft · built 1972
Lot Size	0.372 acres (16,183 sqft)
Owner	2 Individual Names on File
Last Sale	$872,812 (Oct 2024)
Tax Bill	$15,861 (2025)
Deeds & Mortgages	Apr 2021 Transfer Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3170-0000-0130-63`

Property Details

APN / Parcel Number

Primary APN	`3170-0000-0130-63`
Alternative APNs	`R000051921` `259370`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,047 sqft Living Area
Gross Area	2,467 sqft
1st Floor Area	2,047 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,183 sqft (0.372 acres)
Lot Dimensions	154 ft deep x 101 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	252 sqft
Storage Building	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	259370
Street Address	2010 ISLAND CIR
City	TOOL
State	TX
Zip	75143-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 488 T S MITCHELL SUR, ISLAND OAKS SUBD, LT 13, A/169
Legal Subdivision	ISLAND OAKS
Legal Lot Number	13
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1040
Census Tract	950802

Owner

2010 Island Cir is owned by two individuals who bought it in October 2024.

Source: Henderson County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12695 TEALSKY DR, FRISCO, TX 75033-2753
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Intrafamily Transfer, Transfer
Mar 31, 2017	Vendor's Lien, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2024 · Amount on File
Deed Sale	Oct 16, 2024 · Amount on File
Prior Sale	Mar 31, 2017 · Amount on File
Deed Document Number	202414616
Prior Transfer Date	Apr 27, 2021
Prior Transfer Doc	202100007883
Record Updated	Sep 20, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON TX
Recording Date	Apr 29, 2021
Property Address	2010 ISLAND CIR, TOOL, TX 75143-1200
Document Number	202100007883
Map Reference	CABB A SL169
Instrument Date	Apr 27, 2021
Instrument	2021-00007883
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2010 ISLAND CIR, TOOL, TX 75143-1200

March 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Mar 31, 2017
Property Address	2010 ISLAND CIR, TOOL, TX 75143-1200
Document Number	201700004697
Map Reference	CAB A SL169
Instrument Date	Mar 29, 2017
Instrument	2017-00004697
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	NOT AVAILABLE, COLONIAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1001, MABANK, TX 75147-1001

Mortgage

Document Number	201700004698
Date	Mar 31, 2017
Instrument	2017-00004698

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2010 Island Cir was $15,861, up 213% from the year before.

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Malakoff Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,861.00 (+213.03%)	$875,294 Land $303,600 Building $571,694	$875,294 Land $303,600 Building $571,694
2024	$5,067.00
2023	$5,067.00 (-69.2%) Homeowner's exemption	$333,885 Land $227,700 Building $106,185	$333,885 Land $227,700 Building $106,185
2022	$16,453.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2010 Island Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 Island Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Conquest Wireless Fixed Wireless	175 / 50

May also be available: Verizon.

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