2010 H St, Bellingham, WA 98225 Property Records

Whatcom County property record for 2010 H St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,765 sqft · built 1905
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$632,500 (Sep 2021)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Sep 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`380330-073535-0000`

Property Details

APN / Parcel Number

Primary APN	`380330-073535-0000`
Alternative APNs	`585052` `74420`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,765 sqft Living Area
1st Floor Area	913 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1905
Effective Year Built	Effective 2005
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Porch	Wood Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	74420
Street Address	2010 H ST
City	BELLINGHAM
State	WA
Zip	98225-3227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5.0
Legal Description	SUPPLEMENTAL MAP OF WHATCOM NELY 30 FT OF LOT 7-SWLY 10 FT OF LOT 8 BLK 189-EXC SELY 10 FT FOR ALLEY
Legal Range	03
Legal Township	38
Legal Section	30
Legal Subdivision	SUPPLEMENTAL MAP OF WHATCOM
Legal Block	189
Legal Lot Number	7,8
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2012
Census Tract	502

Owner

2010 H St is owned and occupied by an individual who bought it in September 2021.

Source: Whatcom County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2010 H ST, BELLINGHAM, WA 98225-3227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Sep 27, 2021	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Sep 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Sep 27, 2021 · Amount on File
Deed Document Number	20214175
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0000004176
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2010 H ST, BELLINGHAM, WA 98225-3227
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	GUARDIAN NORTHWEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000602963
Date	Jun 17, 2021
Instrument	2021-0602963

Lender

Name	PEOPLES BANK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Sep 27, 2021
Property Address	2010 H ST, BELLINGHAM, WA 98225-3227
Document Number	20210904176
Map Reference	VOL 1 PG 42
Instrument Date	Sep 24, 2021
Instrument	2021-0904176
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 H ST, BELLINGHAM, WA 98225-3227

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Sep 27, 2021
Property Address	2010 H ST, BELLINGHAM, WA 98225-3227
Document Number	20210904175
Map Reference	VOL 1 PG 42
Instrument Date	Sep 23, 2021
Instrument	2021-0904175
Transaction Type	Transfer
Record Updated	Oct 4, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,363.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 H ST, BELLINGHAM, WA 98225-3227

Mortgage

Document Number	20210904177
Date	Sep 27, 2021
Instrument	2021-0904177

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2010 H St was $4,567.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,567.00	$574,556 Land $253,696 Building $320,860	$574,556 Land $253,696 Building $320,860
2022		$493,098 Land $217,728 Building $275,370	$493,098 Land $217,728 Building $275,370
2021	$3,566.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2010 H St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 H St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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