2010 Education St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2010 Education St, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,220 sqft · built 2024
Lot Size	0.08 acres (3,484 sqft)
Owner	2 Individual Names on File
Last Sale	$439,000 (Oct 2024)
Tax Bill	$7,802 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-26-31-5325-0001-0860`

Property Details

APN / Parcel Number

Primary APN	`03-26-31-5325-0001-0860`
Alternative APN	`263103532500010860`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,220 sqft Living Area
Gross Area	2,968 sqft
1st Floor Area	862 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,484 sqft (0.08 acres)
Garage Type	Attached
Garage Area	504 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2010 EDUCATION ST
City	SAINT CLOUD
State	FL
Zip	34771-8116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRINITY PLACE PH 1 PB 33 PGS 175-181 LOT 86
Legal Subdivision	TRINITY PLACE PHASE 1
Legal Lot Number	86
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	43700

Owner

Source: Osceola County records · APN 03-26-31-5325-0001-0860

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2010 EDUCATION ST, SAINT CLOUD, FL 34771-8116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Deed Document Number	2024138160
Deed Book / Page	6687 / 1656
Record Updated	Sep 20, 2026

October 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 30, 2024
Property Address	2010 EDUCATION ST, SAINT CLOUD, FL 34771-8116
Document Number	0066871656
Book / Page	6687 / 1656
Map Reference	MB 33 PG 175-181
Instrument Date	Oct 18, 2024
Instrument	2024138160
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,073.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2099 GAITHER RD STE 600, 600, ROCKVILLE, MD 20850-4018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2010 EDUCATION ST, SAINT CLOUD, FL 34771-8116

Mortgage

Document Number	2024138161
Date	Oct 30, 2024
Instrument	2024138161

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,802.00	$373,400 Land $70,000 Building $303,400	$373,400 Land $70,000 Building $303,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	About 1 in 244 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.