2010 Cross St, Seaside, CA 93955 Property Records

Monterey County property record for 2010 Cross St, Seaside, CA 93955

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,012 sqft · built 1950
Lot Size	0.281 acres (12,240 sqft)
Owner	2 Company Names on File
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Jul 2026 Sale Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`011-043-001-000`

Property Details

APN / Parcel Number

Primary APN	`011-043-001-000`
Alternative APN	`011-043-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,240 sqft (0.281 acres)
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	011-043-001
Street Address	2010 CROSS ST
City	SEASIDE
State	CA
Zip	93955-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF ORD TERRACE NO 2 LOT 1 BLK 19
Legal Subdivision	MAP OF ORD TERRACE NO 2
Legal Block	19
Legal Lot Number	1
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1020
Census Tract	13900

Owner

Source: Monterey County assessment roll, as of July 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2010 CROSS ST, SEASIDE, CA 93955-3306
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Dec 30, 2025	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LOAN CORPORATION
Jan 14, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage DIGNIFIED HOME LOANS
Sep 29, 2020	Intrafamily Transfer, Transfer · VA Mortgage FLAGSTAR BANK FSB
Feb 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 20, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2020
Deed Sale	Sep 29, 2020
Deed Document Number	202051651
Prior Transfer Date	Sep 22, 2020
Prior Transfer Doc	0000051651
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 9, 2026
Property Address	2010 CROSS ST, SEASIDE, CA 93955-3306
Document Number	0000023260
Instrument Date	Jun 5, 2026
Instrument	202623260
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2010 CROSS ST, SEASIDE, CA 93955-3306

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	2010 CROSS ST, SEASIDE, CA 93955-3306
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 CROSS ST, SEASIDE, CA 93955-3306

Mortgage

Document Number	0000048441
Date	Dec 30, 2025
Instrument	2025048441

Lender

Name	COMMERCIAL LOAN CORPORATION
Type	Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jan 14, 2026
Property Address	2010 CROSS ST, SEASIDE, CA 93955-3306
Document Number	0000001231
Map Reference	MB 5 PG 32
Instrument Date	Jan 7, 2026
Instrument	2026001231
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 CROSS ST, SEASIDE, CA 93955-3306
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001232
Date	Jan 14, 2026
Instrument	2026001232

Lender

Name	DIGNIFIED HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Sep 29, 2020
Property Address	2010 CROSS ST, SEASIDE, CA 93955-3306
Document Number	0000051651
Map Reference	MB 5 PG 32
Instrument Date	Sep 22, 2020
Instrument	2020051651
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 CROSS ST, SEASIDE, CA 93955-3306

Mortgage

Document Number	0000051652
Date	Sep 29, 2020
Instrument	2020051652

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 11, 2020
Property Address	2010 CROSS ST, SEASIDE, CA 93955-3306
Document Number	0000006954
Instrument Date	Feb 6, 2020
Instrument	6954
Transaction Type	Transfer
Record Updated	Mar 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2010 CROSS ST SEASIDE CA 939553306, SEASIDE, CA 93955-3306

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 20, 2019
Property Address	2010 CROSS ST, SEASIDE, CA 93955-3306
Document Number	0000041614
Instrument Date	Sep 10, 2019
Instrument	41614
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2010 CROSS ST SEASIDE CA 939553306, SEASIDE, CA 93955-3306

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of July 23, 2025

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Seaside City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,449.00 (-3.85%) Veteran's exemption	$298,763 (+4.04%) Land $51,783 Building $246,980
2023	$1,507.00 (-51.81%) Homeowner's exemption	$287,164 Land $49,773 Building $237,391
2022	$3,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Optimum, Verizon.

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