2010 Charles Ln, Aurora, IL 60505 Property Records

Kane County property record for 2010 Charles Ln, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,056 sqft · built 1982
Owner	Individual Name on File
Last Sale	$110,000 (Oct 2019)
Tax Bill	$2,567 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`15-01-351-029`

Property Details

APN / Parcel Number

Primary APN	`15-01-351-029`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,056 sqft Living Area
Gross Area	1,296 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2010 CHARLES LN
City	AURORA
State	IL
Zip	60505-1286
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK CREEK WEST TOWNHOMES UNIT 2010 LOT DIMENSIONS: CONDO SUBDIVISION: CHARLES LANE CONDOS RANGE CODE: 001
Legal Subdivision	CHARLES LANE CONDOS
Legal Block	2
Legal Lot Number	1
Legal Unit	2010
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2006
Census Tract	852903

Owner

2010 Charles Ln is owned and occupied by an individual who bought it in October 2019.

Source: Kane County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2010 CHARLES LN, AURORA, IL 60505-1286
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIFTH THIRD BANK NA
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	May 3, 2002 · Amount on File
Deed Document Number	201949416
Prior Transfer Date	Jan 27, 1999
Prior Transfer Doc	0000011078
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	2010 CHARLES LN, AURORA, IL 60505-1286
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030607
Date	Jun 10, 2022
Instrument	2022K030607

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	May 1, 2032

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 17, 2019
Property Address	2010 CHARLES LN, AURORA, IL 60505-1286
Document Number	0000049416
Instrument Date	Sep 16, 2019
Instrument	49416
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 VICTORIA PARK CIR AURORA IL 60504, AURORA, IL 60504

Mortgage

Document Number	49417
Date	Oct 17, 2019
Instrument	49417

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2010 Charles Ln was $2,567 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,567.00 Homeowner's exemption	$47,311 (+9.39%) Land $3,998 Building $43,313	$141,990 (+9.39%) Land $11,999 Building $129,991
2024		$43,250 Land $3,655 Building $39,595	$129,802 Land $10,969 Building $118,833
2022	$2,719.00 (+2.6%)	$35,259 (+7.41%) Land $2,980 Building $32,279	$105,777 (+7.41%) Land $8,940 Building $96,837
2021	$2,650.00	$32,826 Land $2,774 Building $30,052	$98,478 Land $8,322 Building $90,156

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2010 Charles Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 20 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	163 units insured incl. 143 condo units
Nearby Flood Claims	83 (1981–2026)
Claims Outside the SFHA	29 of 83
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms And Flooding, Sep 2008 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2010 Charles Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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