2010 Carmen Ct, Sandpoint, ID 83864 Property Records

Bonner County property record for 2010 Carmen Ct, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1994
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on Record
Tax Bill	$3,113 (2026)
Deeds & Mortgages	May 2026 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RPS07950000080A`

Property Details

APN / Parcel Number

Primary APN	`RPS07950000080A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Finished Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2010 CARMEN CT
City	SANDPOINT
State	ID
Zip	83864-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	28-57N-2W WESTWOOD TERRACE LOT 8
Legal Range	02W
Legal Township	57N
Legal Section	28
Legal Subdivision	WESTWOOD TERRACE SUBDIVISION
Legal Lot Number	8
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1042
Census Tract	950403

Owner

Source: Bonner County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2010 CARMEN CT, SANDPOINT, ID 83864-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CREDIT UNION
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage HORIZON CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2006
Deed Sale	Oct 23, 2006
Deed Document Number	2006715769
Last Transfer Date	Aug 15, 2022
Transfer Doc	0001031251
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Recording Date	May 4, 2026
Property Address	2010 CARMEN CT, SANDPOINT, ID 83864-9352
Document Number	0001061297
Instrument Date	Apr 30, 2026
Instrument	20261061297
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	2010 CARMEN CT, SANDPOINT, ID 83864-9352

Mortgage

Document Number	0001061297,
Date	May 4, 2026
Instrument	20261061297

Lender

Name	SPOKANE TEACHERS CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	2010 CARMEN CT, SANDPOINT, ID 83864-9352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	914286
Date	Nov 9, 2017
Instrument	914286

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99216

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,113.00 (+11.26%) Homeowner's exemption	$593,877 (-) Land $316,237 Building $277,640	$593,877 (-) Land $316,237 Building $277,640
2025	$2,798.00 (-11.06%) Homeowner's exemption	$593,877 (-4.87%) Land $316,237 Building $277,640	$593,877 (-4.87%) Land $316,237 Building $277,640
2023	$3,146.00 Homeowner's exemption	$624,311 Land $347,023 Building $277,288	$624,311 Land $347,023 Building $277,288

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MountainLink Fixed Wireless	250 / 50
Intermax Networks Fixed Wireless	100 / 20

May also be available: Kaniksu Internet, T-Mobile, Ziply Fiber.

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