Manatee County property record for 2010 4th St W, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,087 sqft · built 2005 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,134 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Sep 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 28562-0015-9 |
| Primary APN | 28562-0015-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,087 sqft Living Area |
| Gross Area | 6,992 sqft |
| 1st Floor Area | 1,882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,500 sqft (0.241 acres) |
| View / Lot | River |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,281 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 2010 4TH ST W |
|---|---|
| City | PALMETTO |
| State | FL |
| Zip | 34221-4269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PL_RS-2 |
| Legal Description | LOT 17, PROSPECT PARK SUB, TO THE CITY OF PALMETTO ACCORDING TO THE PLAT THEREOF REC IN PLAT B 1 PG 282, PRMCF, AND THE E 80.08 FT OF LOT 11, HOWELLS RESUB, ACCORDING TO THE PLAT |
| Legal Range | 17E |
| Legal Township | 34S |
| Legal Section | 15 |
| Legal Subdivision | PROSPECT PARK |
| Legal Tract | 02856000 |
| Legal Lot Number | 17 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1300 |
2010 4th St W is owned and occupied by an individual who acquired it in October 2004.
Source: Manatee County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2010 4TH ST W, PALMETTO, FL 34221-4269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2023 | Deed of Trust, Mortgage · Line of Credit EXCEL CAPITAL SOLUTIONS LLC |
| Sep 7, 2017 | Deed of Trust, Mortgage · Line of Credit TIAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 22, 2004 |
| Transfer Doc | 0002032321 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 2010 4TH ST W, PALMETTO, FL 34221-4269 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 108 MARTIN LUTHER KING AVE E, BRADENTON, FL 34208-2522 |
| Document Number | 0041072535 |
|---|---|
| Date | Jul 6, 2023 |
| Instrument | 202341072535 |
| Name | EXCEL CAPITAL SOLUTIONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 2010 4TH ST W, PALMETTO, FL 34221-4269 |
| Document Number | 0026930477 |
| Book / Page | 002693 / 000477 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2017 |
| Title Company | GREEN FIELDS TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2010 4TH ST W PALMETTO FL 342214269, PALMETTO, FL 34221-4269 |
| Document Number | 0026930477 |
|---|---|
| Date | Sep 20, 2017 |
| Book Page | 002693/000477 |
| Instrument | 41088872 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2010 4th St W was $6,134 with a homeowner's exemption, up 5.6% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Palmetto City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $357,917 (+2.7%) | $1,262,889 (-0.97%) Land $156,825 Building $1,106,064 | |
| 2025 | $6,134.00 (+5.59%) Homeowner's exemption | $348,507 (+2.9%) | $1,275,318 (-) Land $156,825 Building $1,118,493 |
| 2024 | $5,809.00 (+1.84%) Homeowner's exemption | $338,685 (+3%) | $1,275,318 (+5.93%) Land $156,825 Building $1,118,493 |
| 2023 | $5,704.00 (+2.9%) Homeowner's exemption | $328,820 (+3%) | $1,203,975 (+22.45%) Land $156,825 Building $1,047,150 |
| 2022 | $5,543.00 Homeowner's exemption | $319,243 | $983,272 Land $153,750 Building $829,522 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2010 4th St W in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 209 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 209 in force |
| Nearby Flood Claims | 120 (1982–2024) |
| Claims Outside the SFHA | 9 of 120 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2010 4th St W is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALMETTO WATER DEPT. serves 13,446 people · EPA ID FL6410322 |
|---|---|
| Water Source | Purchased surface water from MANATEE COUNTY UTILITIES DEPT |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | E. coli not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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