2010 3rd St, Neptune Beach, FL 32266 Property Records

Duval County property record for 2010 3rd St, Neptune Beach, FL 32266

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,189 sqft · built 1939
Lot Size0.157 acres (6,848 sqft)
OwnerIndividual Name on File
Last Sale$725,000 (Oct 2020)
Tax Bill$11,624 (2025)
Deeds & MortgagesOct 2020 Sale & Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN173521-0015

Property Details

APN / Parcel Number

Primary APN173521-0015

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,189 sqft Living Area
Gross Area2,462 sqft
1st Floor Area944 sqft
Upper Floors Area1,205 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,848 sqft (0.157 acres)
Lot Dimensions116 ft deep x 60.5 ft wide
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area140 sqft
Deck Area547 sqft
Patio Area547 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2010 3RD ST
CityNEPTUNE BEACH
StateFL
Zip32266-4817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR-3
Legal Description12-93 28-2S-29E .16 JACKSONVILLE BEACH PARK S10 FT LOT 2 (EX W 49.49FT ), LOTS 3,4 (EX W 49.49FT) BLK 7
Legal Range29E
Legal Township02S
Legal Section28
Legal SubdivisionJAX BEACH PARK
Legal Block7
Legal Lot Number2,3,4
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE BEACHES
Census Block Group2
Census Block2024
Census Tract14001

Owner

2010 3rd St is owned and occupied by an individual who bought it in October 2020.

Source: Duval County records, as of September 25, 2026

Owner of RecordIndividual Name on File
Mailing Address2010 3RD ST, NEPTUNE BEACH, FL 32266-4817
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2020Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Oct 22, 2018Quit Claim Deed, Transfer
VYSTAR CU
Aug 18, 2017Deed of Trust, Mortgage · FHA Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2020 · Amount on File
Deed SaleOct 6, 2020 · Amount on File
Prior SaleJun 2, 2015 · Amount on File
Deed Document Number2020220547
Deed Book / Page19399 / 921
Prior Transfer DateSep 27, 2018
Prior Transfer Doc0185712102
Record UpdatedOct 29, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateOct 6, 2020
Property Address2010 3RD ST, NEPTUNE BEACH, FL 32266-4817
Document Number0193990921
Book / Page19399 / 921
Map ReferenceMB 12 PG 93
Instrument DateSep 29, 2020
Instrument2020220547
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyRIVER CITY TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,075.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address22210 SIERRA BLANCA, 22210, SAN ANTONIO, TX 78259-2606

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 3RD ST, NEPTUNE BEACH, FL 32266-4817
InvestorPossibly a Property Investor

Mortgage

Document Number0019399923
DateOct 6, 2020
Instrument19399/923
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2050

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUVAL FL
Recording DateOct 22, 2018
Property Address2010 3RD ST, NEPTUNE BEACH, FL 32266-4817
Document Number0185712102
Book / Page018571 / 002102
Instrument DateSep 27, 2018
Instrument250709
Transaction TypeTransfer
Record UpdatedOct 30, 2018
Title CompanyVYSTAR TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2010 3RD ST NEPTUNE BEACH FL 322664817, NEPTUNE BEACH, FL 32266-4817

Mortgage

Document Number185712104
DateOct 22, 2018
Book Page018571/002104
Instrument250711
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
AmountAmount on Record
Term360 Months
DueOct 21, 2048

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address2010 3RD ST, NEPTUNE BEACH, FL 32266-4817
Document Number0181071539
Book / Page018107 / 001539
Instrument DateAug 18, 2017
Transaction TypeMortgage
Record UpdatedSep 28, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2010 3RD ST NEPTUNE BEACH FL 322664817, NEPTUNE BEACH, FL 32266-4817

Mortgage

Document Number0181071539
DateAug 30, 2017
Book Page018107/001539
Instrument204002
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94103
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2010 3rd St was $11,624 with a homeowner's exemption, up 2.3% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityNeptune Beach City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$711,004 (+2.45%)$777,571 (-2.29%) Land $472,382 Building $305,189
2025$11,624.00 (+2.26%) Homeowner's exemption$694,023$795,816 Land $454,960 Building $340,856
2024$11,367.00 (+2.81%)
2023$11,056.00 (+9.29%) Homeowner's exemption$655,471 (+3.49%)$752,384 (+12.4%) Land $415,151 Building $337,233
2022$10,116.00 Homeowner's exemption$633,390$669,353 Land $386,716 Building $282,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2010 3rd St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 163 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies163 in force
Nearby Flood Claims37 (1979–2024)
Claims Outside the SFHA33 of 37
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2010 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEPTUNE BEACH
serves 7,270 people · EPA ID FL2160206
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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