2010 25th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2010 25th St S, Saint Cloud, MN 56301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,624 sqft · built 1998
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (May 2026)
Tax Bill	$6,646 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-51540-0544`

Property Details

APN / Parcel Number

Primary APN	`82-51540-0544`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,624 sqft Living Area
1st Floor Area	1,424 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Width	157 ft Width
Garage Area	774 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2010 25TH ST S
City	SAINT CLOUD
State	MN
Zip	56301-9073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 LESS THAT PT WHICH LIES SW'LY OF FDL BEG AT NW CORN LOT 2 - S TO A PT ON S'LY LN LOT 2 25' NE'LY OF SW CORN LOT 2 TERM
Legal Range	28W
Legal Township	124
Legal Section	22
Legal Subdivision	TIFFANY PARK TWO PLAT TWO
Legal Block	2
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1005
Census Tract	402

Owner

Source: Stearns County records · APN 82-51540-0544

Assessment roll updated November 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2010 25TH ST S, SAINT CLOUD, MN 56301-9073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Warranty Deed, Transfer · FHA Mortgage HOMETOWN EQUITY MORTGAGE
Aug 18, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2026 · Amount on Record
Deed Sale	May 27, 2026 · Amount on Record
Prior Sale	Aug 18, 2020 · Amount on Record
Deed Document Number	20261713811
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 27, 2026
Property Address	2010 25TH ST S, SAINT CLOUD, MN 56301-9073
Document Number	0001713811
Instrument Date	May 22, 2026
Instrument	20261713811
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$161,650.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2010 25TH ST S, SAINT CLOUD, MN 56301-9073

Mortgage

Document Number	0001713812,
Date	May 27, 2026
Instrument	20261713812

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 18, 2020
Property Address	2010 25TH ST S, SAINT CLOUD, MN 56301-9073
Document Number	00A1577674
Instrument Date	Aug 14, 2020
Instrument	A1577674
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2010 25TH ST S, SAINT CLOUD, MN 56301-9073

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,646.00 (+15.02%)
2025		$453,100 (+1.55%) Land $100,000 Building $353,100	$453,100 (+1.55%) Land $100,000 Building $353,100
2023	$5,778.00	$446,200 Land $80,000 Building $366,200	$446,200 Land $80,000 Building $366,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
BIF IV Intrepid HoldCo	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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