Goodhue County property record for 2010 20th St, Zumbrota, MN 55992
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,304 sqft · built 2024 |
| Lot Size | 0.08 acres (3,626 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,500 (Aug 2025) |
| Tax Bill | $3,562 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Apr 2024 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 72.801.0260 |
| Primary APN | 72.801.0260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Townhouse |
| Exterior Material | Wood Siding |
| Lot Area | 3,626 sqft (0.08 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 55494 |
|---|---|
| Street Address | 2010 20TH ST |
| City | ZUMBROTA |
| State | MN |
| Zip | 55992-5171 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | DOC#707697 LOT 26 BLK 1 ZUMBRO WOODLANDS 2ND |
| Legal Subdivision | ZUMBRO WOODLANDS 2ND |
| Legal Block | 1 |
| Legal Lot Number | 26 |
| Jurisdiction | GOODHUE MN |
| Township / Civil Division | ZUMBROTA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 80800 |
2010 20th St, a townhouse, is owned and occupied by an individual who bought it in August 2025.
Source: Goodhue County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2010 20TH ST, ZUMBROTA, MN 55992-5171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2025 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 12, 2024 | Warranty Deed, Construction Loan · Construction Mortgage FRANDSEN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2025 · Amount on File |
| Deed Sale | Aug 22, 2025 · Amount on File |
| Prior Sale | Apr 12, 2024 · Amount on File |
| Deed Document Number | 2025707697 |
| Prior Transfer Date | Mar 21, 2024 |
| Prior Transfer Doc | 000A698474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Aug 22, 2025 |
| Property Address | 2010 20TH ST, ZUMBROTA, MN 55992-5171 |
| Document Number | 000A707697 |
| Instrument Date | Aug 15, 2025 |
| Instrument | A707697 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | ROCHESTER TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,044.45 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2010 20TH ST, ZUMBROTA, MN 55992-5171 |
| Document Number | 000A707698 |
|---|---|
| Date | Aug 22, 2025 |
| Instrument | A707698 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GOODHUE MN |
| Recording Date | Apr 12, 2024 |
| Property Address | 2010 20TH ST, ZUMBROTA, MN 55992-5171 |
| Document Number | 000A698474 |
| Instrument Date | Mar 21, 2024 |
| Instrument | A698474 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $99.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4057 28TH ST NW STE 100, 100, ROCHESTER, MN 55901-7946 |
| Investor | Possibly a Property Investor |
| Document Number | 000A698475 |
|---|---|
| Date | Apr 12, 2024 |
| Instrument | A698475 |
| Name | FRANDSEN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Mar 27, 2025 |
The 2026 property tax bill for 2010 20th St was $3,562 with a homeowner's exemption.
Source: Goodhue County assessment roll, as of August 10, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Goodhue County |
| Municipality | Zumbrota City |
| Unified School District | Zumbrota-Mazeppa School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,562.00 Homeowner's exemption | $288,900 (+9.35%) Land $20,000 Building $268,900 | $288,900 (+9.35%) Land $20,000 Building $268,900 |
| 2025 | $264,200 Land $20,000 Building $244,200 | $264,200 Land $20,000 Building $244,200 | |
| 2024 | $294.00 (-4.55%) | ||
| 2023 | $308.00 | $17,000 Land $17,000 | $17,000 Land $17,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2010 20th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2010 20th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Zumbrota serves 3,172 people · EPA ID MN1250020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| TSC DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GigFire, Hiawatha Broadband Communications.
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