201 Werts Rd, Saluda, SC 29138 Property Records

Saluda County property record for 201 Werts Rd, Saluda, SC 29138

Property Summary

Property Type	Rural Home
Details	2 ba · 1,706 sqft · built 1974
Lot Size	26.3 acres (1,145,628 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Aug 2026)
Tax Bill	$611 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124-00-00-056`

Property Details

APN / Parcel Number

Primary APN	`124-00-00-056`

Interior

Full Baths	2 Baths
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	1,145,628 sqft (26.3 acres)

Location & Zoning

Street Address	201 WERTS RD
City	SALUDA
State	SC
Zip	29138-0839
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DEED BK 748-8 PLAT BK 748-11
Jurisdiction	SALUDA SC
Township / Civil Division	NORTH SALUDA
Census Block Group	2
Census Block	2021
Census Tract	960100

Owner

201 Werts Rd, a rural home, is owned and occupied by two individuals who bought it in August 2026.

Source: Saluda County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 WERTS RD, SALUDA, SC 29138-0839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 20, 2026	Deed of Trust, Mortgage · Line of Credit MTC FEDERAL CREDIT UNION
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Deed Document Number	202619843
Deed Book / Page	1567 / 307
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SALUDA SC
Recording Date	Aug 18, 2026
Property Address	201 WERTS RD, SALUDA, SC 29138-0839
Document Number	0000019843
Book / Page	1567 / 307
Instrument Date	Aug 17, 2026
Instrument	202619843
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$56,055.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 WERTS RD, SALUDA, SC 29138-0839

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	201 WERTS RD, SALUDA, SC 29138-0839
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001538/0303
Date	Feb 20, 2026
Book Page	1538/303
Instrument	2026-00018235

Lender

Name	MTC FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 13, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALUDA SC
Property Address	149 WERTS RD, SALUDA, SC 29138-8223
Document Number	0000002697
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	May 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	149 WERTS RD SALUDA SC 291388223, SALUDA, SC 29138-8223

Mortgage

Document Number	0000002697
Date	Dec 3, 2020
Book Page	001290/000068
Instrument	2697

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 2, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 201 Werts Rd was $611 with a homeowner's exemption, down 4.7% from the year before.

Source: Saluda County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Saluda County
Unified School District	Saluda County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$611.00 (-4.68%) Homeowner's exemption	$2,800 (-) Land $470 Building $2,330	$145,100 (-) Land $78,300 Building $66,800
2024	$641.00 (+15.29%) Homeowner's exemption	$2,800 (-) Land $470 Building $2,330	$145,100 (-) Land $78,300 Building $66,800
2023	$556.00 (+5.1%) Homeowner's exemption	$2,800 (-)	$145,100 (-) Land $78,300 Building $66,800
2022	$529.00 Homeowner's exemption	$2,800 Land $470 Building $2,330	$145,100 Land $78,300 Building $66,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 Werts Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Werts Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 54% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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