201 Wayne St, Saint Joseph, MI 49085 Property Records

Berrien County property record for 201 Wayne St, Saint Joseph, MI 49085

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,502 sqft · built 1988
Lot Size	0.034 acres (1,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Oct 2017)
Tax Bill	$7,434 (2025)
Deeds & Mortgages	Sep 2018 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`76-1140-0001-00-6`

Property Details

APN / Parcel Number

Primary APN	`76-1140-0001-00-6`
Alternative APN	`11-76-1140-0001-00-6`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,502 sqft Living Area
1st Floor Area	1,502 sqft
Basement Area	1,502 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Lot Area	1,481 sqft (0.034 acres)
Garage Area	542 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	201 WAYNE ST
City	SAINT JOSEPH
State	MI
Zip	49085-1134
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	UNIT 1 CHANNEL BLUFF CONDOMINIUMS BLDG NO 1 LIBER 31 PAGE 1
Legal Subdivision	CHANNEL BLUFF CONDOMINIUMS
Legal Unit	1
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1011
Census Tract	802

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 WAYNE ST, SAINT JOSEPH, MI 49085-1134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Intrafamily Transfer, Transfer
Oct 30, 2017	Warranty Deed, Transfer · ARM QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2017 · Amount on Record
Deed Sale	Oct 30, 2017 · Amount on Record
Prior Sale	Jul 23, 1999 · Amount on Record
Deed Document Number	20173187-3208
Deed Book / Page	3187 / 3208
Transfer Doc	03217/1549
Record Updated	Oct 29, 2026

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Sep 19, 2018
Property Address	201 WAYNE ST, SAINT JOSEPH, MI 49085-1134
Document Number	03217/1549
Book / Page	3217 / 1549
Instrument Date	Sep 10, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3346 WOODWIND DR NE, GRAND RAPIDS, MI 49525-9754
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 30, 2017
Property Address	201 WAYNE ST, SAINT JOSEPH, MI 49085-1134
Document Number	03187/3208
Book / Page	3187 / 3208
Instrument Date	Oct 26, 2017
Instrument	3187-3208
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 WAYNE ST, SAINT JOSEPH, MI 49085-1134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3346 WOODWIND DR NE, GRAND RAPIDS, MI 49525-9754
Investor	Possibly a Property Investor

Mortgage

Document Number	0031873210
Date	Oct 30, 2017
Instrument	3187-3210

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,900 (-8.71%)	$389,800 (-8.71%)
2025	$7,434.00 (+2.65%)	$213,500 (+45.44%)	$427,000 (+45.44%)
2024	$7,242.00 (+9.56%)
2023		$146,800	$293,600
2022	$6,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JOSEPH serves 7,930 people · EPA ID MI0006310
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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