201 W 4th St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 201 W 4th St, Kill Devil Hills, NC 27948

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,064 sqft · built 2004
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$607,500 (Jan 2026)
Tax Bill$3,493 (2026)
Deeds & MortgagesMar 2020 Line of Credit
Mar 2020 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN988406288233

Property Details

APN / Parcel Number

Primary APN988406288233
Alternative APN
  • 002210000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,064 sqft Finished Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,500 sqft (0.172 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number988406288233
Street Address201 W 4TH ST
CityKILL DEVIL HILLS
StateNC
Zip27948-9277
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 1 BLK: SEC: 2 PL: 6 SL: 32
Legal SubdivisionWRIGHT'S SHORES
Legal Lot Number1
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group3
Census Block3006
Census Tract970200

Owner

Source: Dare County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Oct 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 28, 2010Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY BANK MORTGAGE INC
Apr 11, 2006Deed of Trust, Mortgage · Line of Credit
GATEWAY BANK & TRUST CO
Apr 28, 2005Deed of Trust, Mortgage · ARM
EQUITY SERVICES INC
Jan 15, 2026Warranty Deed, Transfer · VA Mortgage
CMG MORTGAGE INC
Mar 28, 2022Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2026 · Amount on Record
Deed SaleJan 15, 2026 · Amount on Record
Prior SaleMar 28, 2022 · Amount on Record
Deed Document Number2026700156199
Deed Book / Page2831 / 208
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002364/905
DateMar 30, 2020
Book Page2364/905
Instrument700076000
Lender
NameUS BANK NA
TypeBank
AddressFARGO, ND 58103
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 24, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002364/887
DateMar 30, 2020
Book Page2364/887
Instrument700075999
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002558/23
DateOct 26, 2021
Book Page2558/23
Instrument700107809
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

June 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001836/378
DateJun 28, 2010
Book Page1836/378
Instrument6277749
Lender
NameGATEWAY BANK MORTGAGE INC
TypeMortgage Company
AddressRALEIGH, NC 27607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2040

April 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001681/219
DateApr 11, 2006
Book Page1681/219
Instrument6194831
Lender
NameGATEWAY BANK & TRUST CO
TypeBank
AddressNAGS HEAD, NC 27959
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 6, 2021
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277
Transaction TypeMortgage
Record UpdatedJan 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001628/086
DateApr 28, 2005
Book Page1628/086
Instrument6167078
Lender
NameEQUITY SERVICES INC
TypeMortgage Company
AddressBATTLEBORO, NC 27809
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 1, 2035
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateMay 1, 2010
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change10.1%
Index1-Year LIBOR
Max Rate10.1%

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateJan 15, 2026
Property Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277
Document Number002831/208
Book / Page2831 / 208
Map ReferenceMB 6 PG 32
Instrument DateJan 15, 2026
Instrument700156199
Transaction TypeTransfer
Record UpdatedJan 29, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,215.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1208 POINT REEL RD, CHESAPEAKE, VA 23325-2926

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277

Mortgage

Document Number0700156200
DateJan 15, 2026
Instrument700156200
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDARE NC
Recording DateMar 28, 2022
Property Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277
Document Number002605/609
Book / Page2605 / 609
Map ReferenceMB 6 PG 32
Instrument DateMar 21, 2022
Instrument700115685
Transaction TypeTransfer
Record UpdatedApr 11, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 W 4TH ST, KILL DEVIL HILLS, NC 27948-9277

Mortgage

Document Number0700115686
DateMar 28, 2022
Instrument700115686
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityKill Devil Hills Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,493.00$643,100 (-) Land $200,600 Building $442,500$643,100 (-) Land $200,600 Building $442,500
2025$3,493.00 (+36.18%)$643,100 (+89.37%) Land $200,600 Building $442,500
2023$2,565.00$339,600 Land $86,300 Building $253,300
2020$643,100 Land $200,600 Building $442,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 159 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies159 in force
Nearby Flood Claims165 (1981–2019)
Claims Outside the SFHA38 of 165
Most Recent ClaimSep 2019 · Hurricane Dorian
Claims by Event
  • Tropical Storm Michael, Oct 2018 · 17 claims
  • Hurricane Matthew, Oct 2016 · 21 claims
  • Hurricane Irene, Aug 2011 · 52 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF KILL DEVIL HILLS
serves 7,200 people · EPA ID NC0428015
Water SourcePurchased groundwater from DARE COUNTY WATER SYSTEM
Last State InspectionApr 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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