201 Tilghman Neck Rd, Centreville, MD 21617 Property Records

Queen Anne's County property record for 201 Tilghman Neck Rd, Centreville, MD 21617

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,589 sqft · built 1960
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$206,000 (Jul 2005)
Tax Bill	$2,667 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-008355`

Property Details

APN / Parcel Number

Primary APN	`03-008355`
Alternative APNs	`3008355` `008355`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,589 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	84 sqft
Patio Area	468 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	008355
Street Address	201 TILGHMAN NECK RD
City	CENTREVILLE
State	MD
Zip	21617-1810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC-1
Legal Description	LOT 30000 SQ FT S/TILGHMANS NECK RD W/CENTREVILLE
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	3, CENTREVILLE
Census Block Group	1
Census Block	1024
Census Tract	810400

Owner

201 Tilghman Neck Rd is owned and occupied by two individuals who bought it in July 2005.

Source: Queen Anne's County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 TILGHMAN NECK RD, CENTREVILLE, MD 21617-1810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit DIRECT MORTGAGE LOANS LLC
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2005 · Amount on File
Deed Sale	Jul 28, 2005 · Amount on File
Deed Document Number	200551272
Deed Book / Page	1431 / 64
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	201 TILGHMAN NECK RD, CENTREVILLE, MD 21617-1810
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 TILGHMAN NECK RD, CENTREVILLE, MD 21617-1810

Mortgage

Document Number	0047430193
Date	Mar 16, 2026
Book Page	4743/193

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	201 TILGHMAN NECK RD, CENTREVILLE, MD 21617-1810
Transaction Type	Mortgage
Record Updated	Jul 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042370085
Date	Jun 16, 2023
Book Page	4237/85

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	201 TILGHMAN NECK RD, CENTREVILLE, MD 21617-1810
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034740023
Date	Oct 13, 2020
Book Page	3474/23

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	20021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 201 Tilghman Neck Rd was $2,667 with a homeowner's exemption.

Source: Queen Anne's County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,000 (+6.34%)	$320,000 (-) Land $152,500 Building $167,500
2025	$2,667.00 Homeowner's exemption	$284,000	$320,000 Land $152,500 Building $167,500
2023	$2,359.00 Homeowner's exemption	$252,967	$266,000 Land $132,500 Building $133,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Tilghman Neck Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	10 (1979–2024)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Tilghman Neck Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Breezeline Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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