Kenton County property record for 201 Summit Ln, Fort Mitchell, KY 41011
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,772 sqft · built 1930 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $625,000 (Oct 2017) |
| Tax Bill | $3,854 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-40-13-008.00 |
| Primary APN | 027-40-13-008.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,772 sqft Finished Area |
| Gross Area | 5,332 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 201 SUMMIT LN |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41011-1817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FT MITCHELL HGTS LOTS 1-2 & 31-32 & W 25FT LOTS 3 & 30 |
| Legal Subdivision | FT MITCHELL HEIGHTS |
| Legal Phase | 30 |
| Legal Lot Number | 32,3 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 64800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fort Mitchell Heights Historic District listed 1989 · 23 contributing resources · NRIS 89001169 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 201 SUMMIT LN, FT MITCHELL, KY 41011-1817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Feb 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Mar 21, 2018 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Oct 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2017 · Amount on Record |
| Deed Sale | Oct 16, 2017 · Amount on Record |
| Deed Document Number | 201710 16 059 00161 |
| Deed Book / Page | 6272 / 267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 201 SUMMIT LN, FT MITCHELL, KY 41011-1817 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TTL SVCS I |
| Name | Verified Name |
|---|
| Document Number | 0005900014 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 175/181 |
| Instrument | 21030105900014 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 201 SUMMIT LN, FT MITCHELL, KY 41011-1817 |
| Document Number | 0000000059 |
| Instrument Date | Feb 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 201 SUMMIT LN FORT MITCHELL KY 410111817, FORT MITCHELL, KY 41011-1817 |
| Document Number | 0000000059 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 000M14/000180 |
| Instrument | 59 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 201 SUMMIT LN, FT MITCHELL, KY 41011-1817 |
| Document Number | 0000000068 |
| Instrument Date | Mar 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 201 SUMMIT LN FORT MITCHELL KY 410111817, FORT MITCHELL, KY 41011-1817 |
| Document Number | 0000000068 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 0C6376/000151 |
| Instrument | 68 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 16, 2017 |
| Property Address | 201 SUMMIT LN, FT MITCHELL, KY 41011-1817 |
| Document Number | 0000000161 |
| Book / Page | 0C6272 / 000267 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 161 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | SOUTH TX TITLE AND ABSTRACT CORPORATION, AGILITY CLOSING & TITLE SVCS I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 201 SUMMIT LN FORT MITCHELL KY 410111817, FORT MITCHELL, KY 41011-1817 |
| Document Number | 163 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 0C6272/000286 |
| Instrument | 163 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Number | 162, |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 006262/000263 |
| Instrument | 162 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,030,600 (-) Land $120,000 Building $910,600 | $1,030,600 (-) Land $120,000 Building $910,600 | |
| 2025 | $3,854.00 (-8.11%) | $1,030,600 (-) Land $120,000 Building $910,600 | $1,030,600 (-) Land $120,000 Building $910,600 |
| 2023 | $4,194.00 | $1,030,600 Land $120,000 Building $910,600 | $1,030,600 Land $120,000 Building $910,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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