201 Summit Ave, Fords, NJ 08863 Property Records

Middlesex County and Woodbridge Township property record for 201 Summit Ave, Fords, NJ 08863

Property Summary

Property Type	Single Family Home
Details	1,206 sqft · built 1970
Lot Size	0.258 acres (11,252 sqft)
Owner	2 Individual Names on File
Last Sale	$669,500 (Jan 2026)
Tax Bill	$12,534 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`25-00175-07-00257`

Property Details

APN / Parcel Number

Primary APN	`25-00175-07-00257`
Alternative APNs	`2500175000700257` `3287`

Interior

Stories	1 Story
Building Area	1,206 sqft Living Area
1st Floor Area	1,206 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	11,252 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Location & Zoning

Account Number	3287
Street Address	201 SUMMIT AVE
City	FORDS
State	NJ
Zip	08863-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	75.0X150.0
Legal Subdivision	FORDS PARK
Legal Block	175.7
Legal Lot Number	257
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	1
Census Block	1010
Census Tract	3201

Owner

201 Summit Ave is owned and occupied by two individuals who bought it in January 2026.

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 SUMMIT AVE, FORDS, NJ 08863-1835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 22, 2024	Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA
Jan 12, 2026	Deed, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC
Mar 13, 2019	Grant Deed, Transfer STEWART TITLE
Feb 14, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	Mar 13, 2019 · Amount on File
Deed Document Number	20262280
Deed Book / Page	19924 / 130
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	201 SUMMIT AVE, FORDS, NJ 08863-1835
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054433
Date	Jun 9, 2022
Book Page	18951/1815
Instrument	2022054433

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	201 SUMMIT AVE, FORDS, NJ 08863-1835
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SUMMIT AVE, FORDS, NJ 08863-1835

Mortgage

Document Number	0000018220
Date	Mar 27, 2023
Book Page	19178/1540
Instrument	2023018220

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	201 SUMMIT AVE, FORDS, NJ 08863-1835
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SUMMIT AVE, FORDS, NJ 08863-1835

Mortgage

Document Number	0000040178
Date	Jul 22, 2024
Book Page	19504/1128
Instrument	2024040178

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 12, 2026
Property Address	201 SUMMIT AVE, FORDS, NJ 08863-1835
Document Number	0000002280
Book / Page	19924 / 130
Instrument Date	Dec 16, 2025
Instrument	2026002280
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	FOUNDATION TITLE, FOUNDATION TITLE SOFTPRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,773.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 MAPLE AVE, RAHWAY, NJ 07065-3907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SUMMIT AVE, FORDS, NJ 08863-1835

Mortgage

Document Number	0000002281
Date	Jan 12, 2026
Instrument	2026002281

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 13, 2019
Property Address	201 SUMMIT AVE, FORDS, NJ 08863-1835
Document Number	0000019074
Book / Page	017445 / 000627
Instrument Date	Mar 1, 2019
Instrument	19074
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 COUNTRY CLUB DR COLONIA NJ 070673007, COLONIA, NJ 07067-3007

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Feb 14, 2018
Property Address	201 SUMMIT AVE, FORDS, NJ 08863-1835
Document Number	0000011823
Book / Page	017084 / 000899
Instrument Date	Dec 15, 2017
Instrument	11823
Transaction Type	Foreclosure
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	824 N MARKET ST #100 WILMINGTON DE 198014937, 100, WILMINGTON, DE 19801-4937

Tax Assessment & Valuation

The 2025 property tax bill for 201 Summit Ave was $12,534, up 3.5% from the year before.

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,900 (-) Land $27,600 Building $68,300	$95,900 (-) Land $27,600 Building $68,300
2025	$12,534.00 (+3.51%)	$95,900 Land $27,600 Building $68,300	$95,900 Land $27,600 Building $68,300
2024	$12,109.00
2023		$95,900 Land $27,600 Building $68,300	$95,900 Land $27,600 Building $68,300
2022	$11,439.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 201 Summit Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 201 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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