Medina County property record for 201 Stuart Dr, Spencer, OH 44275
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1980 |
| Lot Size | 0.337 acres (14,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,000 (Dec 2025) |
| Tax Bill | $2,928 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Line of Credit Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-27A-04-045 |
| Primary APN | 037-27A-04-045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| 1st Floor Area | 2,184 sqft |
| Basement Area | 1,300 sqft |
| Unfinished Basement | 1,300 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Construction Type | Wood |
| Lot Area | 14,680 sqft (0.337 acres) |
| Lot Dimensions | 131 ft deep x 112 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 696 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 201 STUART DR |
|---|---|
| City | SPENCER |
| State | OH |
| Zip | 44275 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 WH KENT FIRESTONE ALLOT .000A |
| Legal Subdivision | KENT D FIRESTONES |
| Legal Lot Number | 3 |
| Jurisdiction | MEDINA OH |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 410000 |
Source: Medina County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 201 STUART DR, SPENCER, OH 44275 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Warranty Deed, Transfer · Line of Credit RELIANCE FIRST CAPITAL LLC |
| Sep 29, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Jan 17, 2017 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2025 · Amount on Record |
| Deed Sale | Dec 11, 2025 · Amount on Record |
| Prior Sale | May 6, 1988 · Amount on Record |
| Deed Document Number | 202522381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Dec 11, 2025 |
| Property Address | 201 STUART DR, SPENCER, OH 44275 |
| Document Number | 0000022381 |
| Map Reference | VOL 7 PG 19 |
| Instrument Date | Dec 1, 2025 |
| Instrument | 2025OR022381 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 STUART DR, SPENCER, OH 44275 |
| Document Number | 0000022382 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2025OR022382 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Number | 0000022383 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 2025OR022383 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | SPENCER, OH 44275 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MEDINA OH |
| Recording Date | Sep 29, 2025 |
| Property Address | 201 STUART DR, SPENCER, OH 44275 |
| Document Number | 0000017127 |
| Map Reference | VOL 7 PG 19 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 2025OR017127 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 LAKE LINDEN DR, BLUFFTON, SC 29910-6425 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEDINA OH |
| Property Address | 201 STUART DR, SPENCER, OH 44275 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000001010 |
|---|---|
| Date | Jan 17, 2017 |
| Instrument | 2017OR001010 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AKRON, OH 44308 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 16, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Medina County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Medina County |
| Municipality | Spencer Village |
| Unified School District | Black River Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,928.00 | $87,270 (+23.31%) Land $17,500 Building $69,770 | $249,350 (+23.31%) Land $50,010 Building $199,340 |
| 2024 | $2,928.00 (+5.13%) Homeowner's exemption | $70,770 (-) Land $24,320 Building $46,450 | |
| 2023 | $2,785.00 (-2.45%) Homeowner's exemption | $70,770 (-) Land $24,320 Building $46,450 | |
| 2022 | $2,855.00 Homeowner's exemption | $70,770 Land $24,320 Building $46,450 | $202,210 Land $69,490 Building $132,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF SPENCER serves 800 people · EPA ID OH5201611 |
|---|---|
| Water Source | Purchased surface water from RURAL LORAIN CO. WATER A |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Omni Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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