201 State St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 201 State St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,677 sqft · built 1900
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on File
Last Sale	$177,500 (Dec 2025)
Tax Bill	$2,265 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-RI-424-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-RI-424-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,677 sqft Living Area
1st Floor Area	1,009 sqft
2nd Floor Area	668 sqft
Basement Area	1,201 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	3,267 sqft (0.075 acres)
Lot Dimensions	5.7 ft deep x 5.7 ft wide
Deck Area	81 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	201 STATE ST
City	RIPON
State	WI
Zip	54971-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	8
Legal Description	S21 T16N R14E RIPON PLAT PT OF LOTS 2 & 3 BLK 12 COM AT NE COR LOT 2 TH S 1 CH 48 LKS ETC AS REC 704909
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	RIPON PLAT
Legal Block	12
Legal Lot Number	2
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	5
Census Block	5039
Census Tract	41600

Owner

201 State St is owned and occupied by an individual who bought it in December 2025.

Source: Fond Du Lac County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	201 STATE ST, RIPON, WI 54971-1449
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF OAKFIELD
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF OAKFIELD
Jul 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage ERGO BANK
Feb 11, 2025	Deed of Trust, Mortgage · Commercial Mortgage ONE COMMUNITY BANK
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NA
Sep 26, 2022	Warranty Deed, Transfer · Line of Credit ONE COMMUNITY BANK
Sep 26, 2022	Warranty Deed, Transfer · Line of Credit ONE COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Sep 26, 2022 · Amount on File
Deed Document Number	20251217564
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	201 STATE ST, RIPON, WI 54971-1449
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001108668
Date	Jan 14, 2019
Instrument	1108668

Lender

Name	BANK OF OAKFIELD
Type	Bank
Address	OAKFIELD, WI 53065

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	201 STATE ST, RIPON, WI 54971-1449
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001108670
Date	Jan 14, 2019
Instrument	1108670

Lender

Name	BANK OF OAKFIELD
Type	Bank
Address	OAKFIELD, WI 53065

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	201 STATE ST, RIPON, WI 54971-1449
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MAIN ST, FAIRWATER, WI 53931-9702

Mortgage

Document Number	0001155141
Date	Jul 21, 2021
Instrument	1155141

Lender

Name	ERGO BANK
Type	Bank
Address	MARKESAN, WI 53946

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	201 STATE ST, RIPON, WI 54971-1449
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6083 TEMPLETON DR, WAUNAKEE, WI 53597-9685

Mortgage

Document Number	0001205315
Date	Feb 11, 2025
Instrument	1205315

Lender

Name	ONE COMMUNITY BANK
Type	Bank
Address	WAUNAKEE, WI 53597

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Dec 19, 2025
Property Address	201 STATE ST, RIPON, WI 54971-1449
Document Number	0001217564
Instrument Date	Dec 9, 2025
Instrument	1217564
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001217565
Date	Dec 19, 2025
Instrument	1217565

Lender

Name	BANK FIRST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2055

Mortgage

Document Number	0001217566
Date	Dec 19, 2025
Instrument	1217566

Lender

Name	WISCONSIN HOUSING AND ECONOMIC DEVELOPME
Type	Government Agency
Address	MADISON, WI 53703

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	110 Months
Due	Feb 1, 2035

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Sep 26, 2022
Property Address	201 STATE ST, RIPON, WI 54971-1449
Document Number	0001175702
Instrument Date	Sep 23, 2022
Instrument	1175702
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001175704
Date	Sep 26, 2022
Instrument	1175704

Lender

Name	ONE COMMUNITY BANK
Type	Bank
Address	WAUNAKEE, WI 53597

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Sep 26, 2022
Property Address	201 STATE ST, RIPON, WI 54971-1449
Document Number	0001175703
Instrument Date	Sep 2, 2022
Instrument	1175703
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001175704
Date	Sep 26, 2022
Instrument	1175704

Lender

Name	ONE COMMUNITY BANK
Type	Bank
Address	WAUNAKEE, WI 53597

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 201 State St was $2,265, up 12.7% from the year before.

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,265.00 (+12.69%)	$90,400 (-) Land $7,500 Building $82,900	$139,428 (+16.86%) Land $11,568 Building $127,860
2024	$2,010.00 (+1.11%)	$90,400 (-) Land $7,500 Building $82,900	$119,317 (+12.35%) Land $9,899 Building $109,418
2023	$1,988.00	$90,400 Land $7,500 Building $82,900	$106,203 Land $8,811 Building $97,392

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Bertram Communications, Bug Tussel Wireless, Verizon.

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