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201 Simonton St, Key West, FL 33040 Property Records

Monroe County property record for 201 Simonton St, Key West, FL 33040

Property Summary

Property TypeMixed Use Commercial/Industrial
Details8 bd · 31 ba · 23,053 sqft · built 1928
Lot Size0.862 acres (37,553 sqft)
OwnerIndividual Name on File
Last Sale$850,000 (Dec 1985)
Tax Bill$79,363 (2023)
Deeds & MortgagesDec 2019 Loan Modification
Flood ZoneZone AE (high risk)
APN00000990-000000

Property Details

APN / Parcel Number

Primary APN00000990-000000
Alternative APNs
  • 01010100000990000000
  • 1001015

Interior

Bedrooms8 Beds
Full Baths31 Baths
Units10 Units
Stories3 Stories
Building Area23,053 sqft Total Area
1st Floor Area39,005 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1996
Exterior MaterialMetal
Fire ResistanceMasonry Walls, Wood Interior
Lot Area37,553 sqft (0.862 acres)
Lot Dimensions201 ft deep x 188 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area2,624 sqft
Patio Area1,330 sqft
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1001015
Old Parcel Number01010100000990000000
Street Address201 SIMONTON ST
CityKEY WEST
StateFL
Zip33040-6628
Property CategoryCommercial
Property TypeCommercial > Retail > Mixed Use Commercial/Industrial
Legal DescriptionKW PT LOT 3 SQR 12 G29-39 OR68-234/35 OR419-1075-1076 OR962-1506
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionISLAND KEY WEST
Legal Lot Number3
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1003
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

201 Simonton St, a commercial property, is owned and occupied by an individual who bought it in December 1985.

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address201 FRONT ST STE 310, 310, KEY WEST, FL 33040-8346
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 1985 · Amount on File
Deed SaleDec 1, 1985 · Amount on File
Deed Document Number0009621506
Record UpdatedJun 8, 2026

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Recording DateDec 26, 2019
Property Address201 SIMONTON ST, KEY WEST, FL 33040-6628
Document Number0030001593
Book / Page003000 / 001593
Instrument DateDec 23, 2019
Instrument2249544
Transaction TypeMortgage
Record UpdatedJan 23, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address201 FRONT ST #224 KEY WEST FL 330408348, 224, KEY WEST, FL 33040-8348

Mortgage

Document Number30001593
DateDec 26, 2019
Book Page003000/001593
Instrument2249544
Lender
NameFIRST HORIZON BK
TypeBank
Address330 WHITEHEAD ST, KEY WEST, FL 33040-6543
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,145,787 Land $5,475,481 Building $3,670,306$9,145,787 Land $5,475,481 Building $3,670,306
2023$79,363.00 (+8.74%)$8,750,033 (+7.73%) Land $5,019,191 Building $3,730,842$8,750,033 (+7.73%) Land $5,019,191 Building $3,730,842
2022$72,987.00$8,122,503 Land $4,562,901 Building $3,559,602$8,122,503 Land $4,562,901 Building $3,559,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Simonton St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
incl. 40 condo units
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 201 Simonton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Hotwire Communications, T-Mobile, Verizon.

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