Charles County property record for 201 Shining Willow Way, La Plata, MD 20646
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,024 sqft · built 1996 |
| Lot Size | 0.342 acres (14,896 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $473,500 (May 2026) |
| Tax Bill | $12,730 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-061208 |
| Primary APN | 01-061208 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,024 sqft Living Area |
| Gross Area | 3,798 sqft |
| 1st Floor Area | 1,728 sqft |
| Basement Area | 1,296 sqft |
| Finished Basement | 1,296 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 14,896 sqft (0.342 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 374 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 061208 |
|---|---|
| Street Address | 201 SHINING WILLOW WAY |
| City | LA PLATA |
| State | MD |
| Zip | 20646-4278 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | LOT 36 PLAT ONE WILLOWGATE SUB TOWN OF LA PLATA |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 3 |
| Legal Lot Number | 36 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 851004 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 201 SHINING WILLOW WAY, LA PLATA, MD 20646-4278 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit WRIGHT PATMAN CONGRESSIONAL FCU |
| May 12, 2026 | Deed, Transfer · FHA Mortgage PRIMARY RESID'L MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Nov 8, 2004 |
| Deed Book / Page | 14067 / 148 |
| Prior Transfer Date | Feb 17, 2011 |
| Prior Transfer Doc | 0074050332 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 201 SHINING WILLOW WAY, LA PLATA, MD 20646-4278 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11655 FARM DR, LA PLATA, MD 20646-4464 |
| Document Number | 0130970430 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 13097/430 |
| Name | WRIGHT PATMAN CONGRESSIONAL FCU |
|---|---|
| Type | Credit Union |
| Address | OAKTON, VA 22124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 18, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 12, 2026 |
| Property Address | 201 SHINING WILLOW WAY, LA PLATA, MD 20646-4278 |
| Document Number | 1406000148 |
| Book / Page | 14067 / 148 |
| Instrument Date | Apr 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | BLUE COAST TITLE, BLUE CRAB TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $478,235.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 201 SHINING WILLOW WAY, LA PLATA, MD 20646-4278 |
| Document Number | 1406000157, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 14067/157 |
| Name | PRIMARY RESID'L MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Number | 1406000174, |
|---|---|
| Date | May 12, 2026 |
| Book Page | 14067/174 |
| Name | PRIMARY RESID'L MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | May 1, 2036 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | La Plata Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,100 (+7.84%) Land $110,300 Building $330,800 | $441,100 (-) Land $110,300 Building $330,800 | |
| 2025 | $12,730.00 (+144.2%) | $409,033 (+18.59%) | $441,100 (+27.89%) Land $110,300 Building $330,800 |
| 2023 | $5,213.00 | $344,900 Land $110,300 Building $234,600 | $344,900 Land $110,300 Building $234,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LA PLATA serves 11,535 people · EPA ID MD0080025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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