201 Shell Rd, Surf City (Holly Ridge), NC 28445 Property Records

Pender County property record for 201 Shell Rd, Surf City, NC 28445

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,428 sqft · built 2017
Lot Size0.019 acres (871 sqft)
Owner2 Individual Names on Record
Last Sale$283,000 (Feb 2018)
Tax Bill$2,386 (2025)
Deeds & MortgagesNov 2019 Sale
Nov 2018 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN4245-21-0954-0000

Property Details

APN / Parcel Number

Primary APN4245-21-0954-0000
Alternative APNs
  • 000026420
  • 978842

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,428 sqft Living Area
ElevatorElevator

Exterior

Year BuiltBuilt 2017
Architectural StyleCottage
Exterior MaterialWood
Foundation TypePier/Post & Beam
Lot Area871 sqft (0.019 acres)
Lot Dimensions50 ft deep x 17 ft wide
PorchPorch
Porch Area136 sqft
Deck Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number000026420
Street Address201 SHELL RD
CitySURF CITY
StateNC
Zip28445-1194
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC2
Legal DescriptionUNIT D PB 60/24 CORAL CORNER
Legal SubdivisionCORAL CORNER
Legal UnitD
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1009
Census Tract920106

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address103 ELSMORE CT, CARY, NC 27513-6276
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2019Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY
Nov 29, 2018Deed of Trust, Mortgage
WELLS FARGO BK
Feb 16, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2018 · Amount on Record
Deed SaleFeb 16, 2018 · Amount on Record
Deed Document Number0010934659
Deed Book / Page1093 / 4659
Record UpdatedJun 8, 2026

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateNov 12, 2019
Property Address201 SHELL RD # D, D, SURF CITY, NC 28445-6014
Document Number0046970828
Book / Page004697 / 000828
Instrument DateNov 7, 2019
Instrument20056010
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 28, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ELSMORE CT CARY NC 275136276, CARY, NC 27513-6276

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address201 SHELL RD # D, D, SURF CITY, NC 28445-6014
Document Number0046750623
Instrument DateNov 29, 2018
Transaction TypeMortgage
Record UpdatedDec 19, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address201 SHELL RD #A SURF CITY NC 284456014, A, SURF CITY, NC 28445-6014

Mortgage

Document Number0046750623
DateNov 29, 2018
Book Page004675/000623
Instrument20043067
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
AmountAmount Recorded
Term360 Months
DueNov 28, 2048
Interest
Rate TypeAdjustable Rate
Rate4.37%

February 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateFeb 16, 2018
Property Address201 SHELL RD # D, D, SURF CITY, NC 28445-6014
Document Number0046591093
Book / Page4659 / 1093
Map ReferenceMB60 PG24
Instrument DateFeb 16, 2018
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 31, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$566.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 8, HOLLY RIDGE, NC 28445-0008

Transferred To (Grantee/Buyer)

NameVerified Name
Address103 ELSMORE CT, CARY, NC 27513-6276

Mortgage

Document Number0046591096
DateFeb 16, 2018
Instrument4659/1096
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2033

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,386.00 (+12.55%)$758,463 (+163.76%) Land $380,500 Building $377,963$758,463 (+163.76%) Land $380,500 Building $377,963
2023$287,557 (-) Land $85,001 Building $202,556$287,557 (-) Land $85,001 Building $202,556
2022$2,120.00$287,557 Land $85,001 Building $202,556$287,557 Land $85,001 Building $202,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 2,399 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2,712 units insured
incl. 313 condo units
Nearby Flood Claims661 (1986–2024)
Claims Outside the SFHA6 of 661
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 385 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims
  • Hurricane Fran, Sep 1996 · 103 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SURF CITY
serves 9,730 people · EPA ID NC0471015
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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