201 Sebree Pratt Rd, Sebree, KY 42455 Property Records

Webster County property record for 201 Sebree Pratt Rd, Sebree, KY 42455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,208 sqft · built 2004
Lot Size	5.53 acres (240,887 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,333 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`078-030-003`

Property Details

APN / Parcel Number

Primary APN	`078-030-003`
Alternative APNs	`13393` `8833` `8826`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,208 sqft Finished Area
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	240,887 sqft (5.53 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	426 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	8826
Street Address	201 SEBREE PRATT RD
City	SEBREE
State	KY
Zip	42455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES & 5.53 ACRES
Jurisdiction	WEBSTER KY
Township / Civil Division	SEBREE
Census Block Group	4
Census Block	4031
Census Tract	960100

Owner

201 Sebree Pratt Rd is owned by two individuals who acquired it in December 2024.

Source: Webster County records, as of November 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 325, SEBREE, KY 42455-0325
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 9, 2024
Transfer Doc	DEED324/672
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Recording Date	Sep 24, 2026
Property Address	201 SEBREE PRATT RD, SEBREE, KY 42455
Document Number	0000475507
Book / Page	414 / 93
Instrument Date	Sep 10, 2026
Instrument	2026475507
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 SEBREE PRATT RD, SEBREE, KY 42455

Mortgage

Document Number	0000475507,
Date	Sep 24, 2026
Book Page	414/93
Instrument	2026475507

Lender

Name	INDEPENDENCE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 30, 2041

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	201 SEBREE PRATT RD, SEBREE, KY 42455-9516
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG340/516
Date	Mar 12, 2018
Book Page	MTG 340/516
Instrument	295029

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	201 SEBREE PRATT RD, SEBREE, KY 42455-9516
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG354/531
Date	May 6, 2020
Book Page	MTG 354/531
Instrument	406705

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 201 Sebree Pratt Rd was $2,333.

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,333.00	$208,000	$208,000
2023	$2,348.00	$208,000	$208,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Sebree Pratt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Sebree Pratt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER CO WATER DISTRICT serves 5,940 people · EPA ID KY1170995
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
AT&T DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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