201 Saranac Dr, Sunset, SC 29685 Property Records

Pickens County property record for 201 Saranac Dr, Sunset, SC 29685

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,501 sqft · built 2021
Lot Size	1.73 acres (75,359 sqft)
Owner	Individual Name on File
Last Sale	$2,700,000 (Oct 2025)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4132-00-10-6995`

Property Details

APN / Parcel Number

Primary APN	`4132-00-10-6995`
Alternative APN	`R0044393`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,501 sqft Living Area
Basement Area	1,500 sqft
Finished Basement	1,267 sqft
Unfinished Basement	233 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Block
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	75,359 sqft (1.73 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0044393
Old Parcel Number	4132 00 10 6995
Street Address	201 SARANAC DR
City	SUNSET
State	SC
Zip	29685-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE AT KEOWEE SEC F LOT 030 PLAT 610/235 PLAT 392/14-19 PLAT 370/6-19
Legal Subdivision	RESERVE AT LAKE KEOWEE
Legal Block	10
Legal Lot Number	30
Jurisdiction	PICKENS SC
Township / Civil Division	SIX MILE
Census Block Group	2
Census Block	2015
Census Tract	10201

Owner

201 Saranac Dr is owned by an individual who bought it in October 2025.

Source: Pickens County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1329 FERNCLIFF RD, CHARLOTTE, NC 28211-2218
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Oct 8, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 10, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on File
Deed Sale	Oct 6, 2025 · Amount on File
Prior Sale	Feb 10, 2020 · Amount on File
Deed Document Number	202514921
Deed Book / Page	2870 / 69
Record Updated	Jun 8, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Oct 6, 2025
Property Address	201 SARANAC DR, SUNSET, SC 29685-1619
Document Number	0000014921
Book / Page	2870 / 69
Instrument Date	Oct 2, 2025
Instrument	202514921
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,020.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1329 FERNCLIFF RD, CHARLOTTE, NC 28211-2218

Mortgage

Document Number	0000014922
Date	Oct 6, 2025
Instrument	202514922

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.62%
Max Rate At Change	9.5%
Index	SOFR Average 30-Day
Max Rate	9.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	201 SARANAC DR, SUNSET, SC 29685-1619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015607
Date	Oct 8, 2020
Book Page	5746/188
Instrument	202015607

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	192 Months
Due	Oct 1, 2036

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PICKENS SC
Recording Date	Feb 10, 2020
Property Address	201 SARANAC DR, SUNSET, SC 29685-1619
Document Number	0000001937
Book / Page	002133 / 000292
Instrument Date	Jan 28, 2020
Instrument	1937
Transaction Type	Transfer
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$833.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	136 SOUTHRIDGE RD WILLISTON VT 054955236, WILLISTON, VT 05495-5236

Tax Assessment & Valuation

The 2025 property tax bill for 201 Saranac Dr was $5,202, down 67.6% from the year before.

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,202.00 (-67.58%)	$47,150 (+15%) Land $10,350 Building $36,800	$2,111,800 (+106.01%) Land $463,500 Building $1,648,300
2024	$16,047.00 (+230.73%)	$41,000 (-) Land $9,000 Building $32,000	$1,025,100 (-) Land $225,000 Building $800,100
2023	$4,852.00 (-1.92%)	$41,000 (-) Land $9,000 Building $32,000	$1,025,100 (-) Land $225,000 Building $800,100
2022	$4,947.00	$41,000 Land $9,000 Building $32,000	$1,025,100 Land $225,000 Building $800,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 201 Saranac Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Saranac Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 350

May also be available: Verizon, West Carolina Rural Telephone Cooperative.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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