Volusia County property record for 201 Saddle Creek Trl, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,949 sqft · built 1984 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Individual Name on File |
| Last Sale | $95,000 (Jun 1995) |
| Tax Bill | $4,070 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Jan 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 4220-21-02-0860 |
| Primary APN | 4220-21-02-0860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,949 sqft Living Area |
| Gross Area | 2,432 sqft |
| 1st Floor Area | 1,152 sqft |
| Upper Floors Area | 669 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Row Home |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 4734945 |
|---|---|
| Street Address | 201 SADDLE CREEK TRL |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 86 THE TRAILS SOUTH FORTY PHASE II MB 39 PG 107 PER OR 4011 PGS 3513-3514 PER OR 8425 PG 1425 PER OR 8503 PG 1444 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 20 |
| Legal Subdivision | THE TRAILS SOUTH FORTY PHASE II MB |
| Legal Phase | 2 |
| Legal Tract | 21 |
| Legal Lot Number | 86 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 80808 |
Source: Volusia County records · APN 4220-21-02-0860
Assessment roll updated March 16, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 201 SADDLE CREEK TRL, ORMOND BEACH, FL 32174-9172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Jan 04, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 08, 1995 · Amount on Record |
| Deed Sale | Jun 08, 1995 · Amount on Record |
| Prior Sale | Jul 15, 1988 · Amount on Record |
| Deed Book / Page | 4011 / 3513 |
| Last Transfer Date | Oct 04, 2023 |
| Transfer Doc | 0085031444 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 201 SADDLE CREEK TRL, ORMOND BEACH, FL 32174-9172 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 473 DORCHESTER DR, RIVERSIDE, NJ 08075-1369 |
| Document Number | 0085183501 |
|---|---|
| Date | Feb 15, 2024 |
| Book Page | 8518/3501 |
| Instrument | 2024030662 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jan 04, 2024 |
| Property Address | 201 SADDLE CREEK TRL, ORMOND BEACH, FL 32174-9172 |
| Document Number | 0085031444 |
| Book / Page | 8503 / 1444 |
| Map Reference | MB 35 PG 107 |
| Instrument Date | Oct 04, 2023 |
| Instrument | 2024002194 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 TWIN PONDS LN, BRIDGEVILLE, PA 15017-3418 |
| Name | Verified Name |
|---|---|
| Address | 473 DORCHESTER DR, DELANCO, NJ 08075-1369 |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,633 (+1.15%) Land $36,000 Building $215,633 | $251,633 (+1.15%) Land $36,000 Building $215,633 | |
| 2025 | $4,070.00 | $248,782 (+46.13%) Land $36,000 Building $212,782 | $248,782 (+11.15%) Land $36,000 Building $212,782 |
| 2023 | Homeowner's exemption | $170,243 | $223,833 Land $36,000 Building $187,833 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 2 (2022–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Holdings Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 295 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORMOND BEACH serves 59,744 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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