201 S Pine St, Lamoni, IA 50140 Property Records

Decatur County property record for 201 S Pine St, Lamoni, IA 50140

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,618 sqft · built 1976
Lot Size0.341 acres (14,878 sqft)
OwnerIndividual Name on File
Last Sale$177,500 (Jul 2025)
Tax Bill$3,324 (2026)
Deeds & MortgagesJul 2025 Sale & Line of Credit
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1311231001

Property Details

APN / Parcel Number

Primary APN1311231001

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,618 sqft Living Area
Basement Area1,618 sqft
Unfinished Basement1,618 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area14,878 sqft (0.341 acres)
Garage TypeAttached
Garage Area448 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address201 S PINE ST
CityLAMONI
StateIA
Zip50140-1527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFERGUSONS SE ADDN TR ACT 88' X 166' LOT 5, BLK 4
Legal SubdivisionFERGUSONS SE ADD
Legal Block4
Legal Lot Number5
JurisdictionDECATUR IA
Township / Civil DivisionLAMONI
Census Block Group2
Census Block2061
Census Tract960200

Owner

201 S Pine St is owned and occupied by an individual who bought it in July 2025.

Source: Decatur County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX C, LAMONI, IA 50140-0153
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2025Warranty Deed, Transfer · Line of Credit
BTC BANK
Jun 22, 2022Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2025 · Amount on File
Deed SaleJul 22, 2025 · Amount on File
Deed Document Number2025983
Record UpdatedOct 29, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDECATUR IA
Recording DateJul 22, 2025
Property Address201 S PINE ST, LAMONI, IA 50140-1527
Document Number0020250983
Instrument DateJul 22, 2025
Instrument2025-0983
Transaction TypeTransfer
Record UpdatedMar 31, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$283.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX C, LAMONI, IA 50140-0153
InvestorPossibly a Property Investor

Mortgage

Document Number0020250984
DateJul 22, 2025
Instrument2025-0984
Lender
NameBTC BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDECATUR IA
Recording DateJun 22, 2022
Property Address201 S PINE ST, LAMONI, IA 50140-1527
Document Number0020221036
Instrument DateJun 21, 2022
Instrument2022-1036
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$208.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address201 S PINE ST, LAMONI, IA 50140-1527

Mortgage

Document Number0020221037
DateJun 22, 2022
Instrument2022-1037
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 201 S Pine St was $3,324 with a homeowner's exemption.

Source: Decatur County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateIowa
CountyDecatur County
MunicipalityLamoni City
Unified School DistrictLamoni Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,324.00 Homeowner's exemption$172,040 (-) Land $19,180 Building $152,860$172,040 (-) Land $19,180 Building $152,860
2025$3,324.00 (+17.87%)$172,040 Land $19,180 Building $152,860$172,040 Land $19,180 Building $152,860
2024$2,820.00
2023$129,370 (+20.3%) Land $11,990 Building $117,380$129,370 Land $11,990 Building $117,380
2022$107,542 Land $8,609 Building $98,933
2021$2,700.00$107,542 Land $8,609 Building $98,933

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 S Pine St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 16, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1980–2010)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 S Pine St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAMONI MUNICIPAL UTILITIES
serves 2,029 people · EPA ID IA2740050
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
not recorded as resolved · Jun 2026
Treatment failure
resolved · Mar 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Grand River Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on S Pine St

Nearby Streets

Search Property Records by Address or Parcel Number