201 Ryder Rd, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 201 Ryder Rd, Scotts Valley, CA 95066

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 2.5 ba · 3,741 sqft · built 2019
Lot Size	2.08 acres (91,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Feb 2013)
Tax Bill	$11,273 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`070-201-20`

Property Details

APN / Parcel Number

Primary APN	`070-201-20`
Alternative APN	`070-201-20-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,741 sqft Gross Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	91,040 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	201 RYDER RD
City	SCOTTS VALLEY
State	CA
Zip	95066-2921
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Subdivision	LANDS OF PETERSON & FITZ
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1024
Census Tract	120901

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 66992, SCOTTS VALLEY, CA 95067-6992
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Oct 25, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 16, 2019	Loan Modification, Mortgage FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2013 · Amount on Record
Deed Sale	Feb 20, 2013 · Amount on Record
Prior Sale	Sep 10, 2004 · Amount on Record
Deed Document Number	20138694
Last Transfer Date	Oct 21, 2019
Transfer Doc	0000033073
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	201 RYDER RD, SCOTTS VALLEY, CA 95066-2921
Transaction Type	Mortgage
Record Updated	May 17, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 RYDER RD, SCOTTS VALLEY, CA 95066-2921
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007297
Date	Apr 19, 2024
Instrument	2024-0007297

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	201 RYDER RD, SCOTTS VALLEY, CA 95066-2921
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 RYDER RD, SCOTTS VALLEY, CA 95066-2921

Mortgage

Document Number	0000019891
Date	Apr 6, 2021
Instrument	2021-0019891

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 25, 2019
Property Address	201 RYDER RD, SCOTTS VALLEY, CA 95066-2921
Document Number	0000033073
Instrument Date	Oct 21, 2019
Instrument	33073
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 66992 SCOTTS VALLEY CA 950676992, SCOTTS VALLEY, CA 95067-6992

Mortgage

Document Number	33074
Date	Oct 25, 2019
Instrument	33074

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2049

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	201 RYDER RD, SCOTTS VALLEY, CA 95066-2921
Document Number	0000009866
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	201 RYDER RD SCOTTS VALLEY CA 950662921, SCOTTS VALLEY, CA 95066-2921

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$947,340 (+2%) Land $301,454 Building $645,886
2025	$11,273.00 (+10.32%)	$928,764 (+4.04%) Land $295,543 Building $633,221
2023	$10,218.00 (+1.47%)	$892,699 Land $284,067 Building $608,632	$1,398,240
2022	$10,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2017–2023)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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