201 Ryan Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 201 Ryan Ave, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 828 sqft · built 2020
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$100 (Oct 2019)
Tax Bill$2,570 (2024)
Deeds & MortgagesJan 2020 Loan Modification
Oct 2019 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN00563830-000000

Property Details

APN / Parcel Number

Primary APN00563830-000000
Alternative APNs
  • 12613900563830000000
  • 1689271

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area828 sqft Living Area
1st Floor Area1,152 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions80 ft deep x 75 ft wide
Garage TypeCovered
Garage Area872 sqft
PorchOpen Porch
Porch Area961 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1689271
Street Address201 RYAN AVE
CityKEY LARGO
StateFL
Zip33037-4846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeURM
Legal DescriptionBK 2 LT 1 KEY LARGO MOBILE HOMESTES KEY LARGO PB5-103 OR452-929 OR830-2059 OR876-1200 OR963-140R/S OR980-1803 OR980-1803/04C OR1200-1141/42D/C OR1482-789 OR1563-563 OR1788-795R/S OR2516-1783D/C OR2516-1785D/C OR2987-0858
Legal Range39E
Legal Township61S
Legal Section12
Legal SubdivisionKEY LARGO MOBILE HOMESITE
Legal Block2
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1031
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

201 Ryan Ave is owned and occupied by two individuals who bought it in October 2019.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address201 RYAN AVE, KEY LARGO, FL 33037-4846
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2020Loan Modification, Mortgage · Conventional Mortgage
US SMALL BUSINESS ADMINISTRATI
Oct 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 25, 2018Loan Modification, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN
Feb 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2019 · Amount on File
Deed SaleOct 1, 2019 · Amount on File
Prior SaleMay 30, 2002 · Amount on File
Deed Document Number20192238809
Deed Book / Page2987 / 858
Prior Transfer DateSep 18, 2019
Prior Transfer Doc0029870858
Record UpdatedJun 8, 2026

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address201 RYAN AVE, KEY LARGO, FL 33037-4846
Document Number0030060044
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address91421 OVERSEAS HWY #4 TAVERNIER FL 330702542, 4, TAVERNIER, FL 33070-2542

Mortgage

Document Number0030060044
DateJan 28, 2020
Book Page003006/000044
Instrument2253736
Lender
NameUS SMALL BUSINESS ADMINISTRATI
AddressBIRMINGHAM, AL 35203
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term336 Months
DueJan 27, 2048

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateOct 1, 2019
Property Address201 RYAN AVE, KEY LARGO, FL 33037-4846
Document Number0029870858
Book / Page002987 / 000858
Instrument DateSep 18, 2019
Instrument2238809
Transaction TypeTransfer
Record UpdatedOct 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address91421 OVERSEAS HWY #4 TAVERNIER FL 330702542, 4, TAVERNIER, FL 33070-2542

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address201 RYAN AVE, KEY LARGO, FL 33037-4846
Document Number0029070294
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedJun 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 RYAN AVE KEY LARGO FL 330374846, KEY LARGO, FL 33037-4846

Mortgage

Document Number0029070294
DateMay 16, 2018
Book Page002907/000294
Instrument2169434
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 15, 2048

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address201 RYAN AVE, KEY LARGO, FL 33037-4846
Document Number0028930895
Instrument DateFeb 1, 2018
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 RYAN AVE KEY LARGO FL 330374846, KEY LARGO, FL 33037-4846

Mortgage

Document Number0028930895
DateFeb 26, 2018
Book Page002893/000895
Instrument2156812
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 25, 2048

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$268,990$514,226 Land $277,500 Building $236,726
2024$2,570.00 (+5.41%)
2023$2,438.00 (+5.09%) Homeowner's exemption$253,797 (+3%)$455,248 (+19.61%) Land $258,000 Building $197,248
2022$2,320.00 Homeowner's exemption$246,405$380,603 Land $183,000 Building $197,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Ryan Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Ryan Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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