201 Rock Lodge Rd, Mc Henry, MD 21541 Property Records

Garrett County property record for 201 Rock Lodge Rd, Mc Henry, MD 21541

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,723 sqft · built 2003
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Nov 2025)
Tax Bill	$5,556 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-064375`

Property Details

APN / Parcel Number

Primary APN	`18-064375`
Alternative APN	`064375`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,723 sqft Total Area
Basement Area	1,014 sqft
Finished Basement	1,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Porch	Porch
Porch Area	60 sqft
Deck Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	064375
Street Address	201 ROCK LODGE RD
City	MC HENRY
State	MD
Zip	21541-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23522 SQ FT LOT 1 SECT 1 LAKEWOOD VILLAGE SUB
Legal Subdivision	LAKEWOOD VILLAGE SUB
Legal Lot Number	1
Jurisdiction	GARRETT MD
Township / Civil Division	6, SANG RUN
Census Block Group	2
Census Block	2006
Census Tract	502

Owner

201 Rock Lodge Rd is owned by two individuals who bought it in November 2025.

Source: Garrett County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	109 FOX TROT DR, MARS, PA 16046-2307
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Nov 25, 2025	Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Sep 28, 2021	Deed, Transfer · Line of Credit MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Sep 28, 2021 · Amount on File
Deed Book / Page	2652 / 53
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Recording Date	Jun 26, 2026
Property Address	201 ROCK LODGE RD, MC HENRY, MD 21541-1211
Document Number	2694000113
Book / Page	2694 / 113
Instrument Date	Jun 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAKE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 ROCK LODGE RD, MC HENRY, MD 21541-1211

Mortgage

Document Number	2694000113,
Date	Jun 26, 2026
Book Page	2694/113

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2056

Interest

Rate	6.51%
Max Rate	-1%

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Nov 25, 2025
Property Address	201 ROCK LODGE RD, MC HENRY, MD 21541-1211
Document Number	0026520053
Book / Page	2652 / 53
Map Reference	MB 4 FO 38-A
Instrument Date	Nov 18, 2025
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	UNKNOWN, LAKE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	109 FOX TROT DR, MARS, PA 16046-2307

Mortgage

Document Number	0000265257
Date	Nov 25, 2025
Instrument	2652/57

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Sep 28, 2021
Property Address	201 ROCK LODGE RD, MC HENRY, MD 21541-1211
Document Number	0023540085
Book / Page	2354 / 85
Map Reference	MB 04 PG 38-A
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	113 KNIGHT BRIDGE DR, VENETIA, PA 15367-2323
Investor	Possibly a Property Investor

Mortgage

Document Number	0000235489
Date	Sep 28, 2021
Instrument	2354/89

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 201 Rock Lodge Rd was $5,556, up 11.4% from the year before.

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,556.00 (+11.39%)	$478,200 (+13.3%) Land $48,600 Building $429,600	$478,200 (-) Land $48,600 Building $429,600
2025	$4,988.00	$422,067	$478,200 Land $48,600 Building $429,600
2023	$3,835.00	$309,800 Land $48,600 Building $261,200	$309,800 Land $48,600 Building $261,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 201 Rock Lodge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Rock Lodge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mountain Communications Fiber	1,000 / 1,000

May also be available: Pogozone powered by Neubeam.

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