201 Roble Ct, Winter Haven, FL 33880 Property Records

Polk County property record for 201 Roble Ct, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,088 sqft · built 1995
Lot Size	0.348 acres (15,163 sqft)
Owner	Individual Name on Record
Last Sale	$53,500 (May 1998)
Tax Bill	$221 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-18-689950-000340`

Property Details

APN / Parcel Number

Primary APN	`26-29-18-689950-000340`
Alternative APNs	`182926689950000340` `82926000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	1,448 sqft
1st Floor Area	1,088 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	15,163 sqft (0.348 acres)
Lot Dimensions	170 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	360 sqft
Porch	Unfinished Open Porch
Porch Area	52 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	201 ROBLE CT
City	WINTER HAVEN
State	FL
Zip	33880-5683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MADERA PARK SUBDIVISION PB 89 PGS 50 & 51 LYING IN A PORTION OF SECS 18 & 19 T29 R26 LOT 34
Legal Range	26E
Legal Township	29S
Legal Section	18
Legal Subdivision	MADERA PARK SUBDIVISION
Legal Tract	689950
Legal Block	1
Legal Lot Number	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1002
Census Tract	14501

Owner

Source: Polk County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	201 ROBLE CT, WINTER HAVEN, FL 33880-5683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CREDIT UNION
Mar 4, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage MIDFLORIDA CU
Sep 5, 2020	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 1998 · Amount on Record
Deed Sale	May 5, 1998 · Amount on Record
Prior Sale	Dec 31, 1997 · Amount on Record
Deed Book / Page	4021 / 43
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Sep 15, 2026
Property Address	201 ROBLE CT, WINTER HAVEN, FL 33880-5683
Document Number	0000223235
Book / Page	14154 / 128
Instrument Date	Sep 4, 2026
Instrument	2026223235
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 ROBLE CT, WINTER HAVEN, FL 33880-5683

Mortgage

Document Number	0000223235,
Date	Sep 15, 2026
Book Page	14154/128
Instrument	2026223235

Lender

Name	MIDFLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2036

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	201 ROBLE CT, WINTER HAVEN, FL 33880-5683
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050379
Date	Mar 4, 2024
Book Page	13027/745
Instrument	2024050379

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 15, 2034

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	201 ROBLE CT, WINTER HAVEN, FL 33880-5683
Document Number	0113811144
Instrument Date	Sep 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 ROBLE CT WINTER HAVEN FL 338805683, WINTER HAVEN, FL 33880-5683

Mortgage

Document Number	0113811144
Date	Sep 18, 2020
Book Page	011381/001144
Instrument	195886

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 17, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,271 (+2.7%)	$139,669 (-1.85%) Land $15,000 Building $124,669
2025	$221.00 (-66.92%) Homeowner's exemption	$42,133 (+5.99%)	$142,296 (-1.16%) Land $15,000 Building $127,296
2023	$668.00 (+7.05%) Homeowner's exemption	$39,753 (+3%)	$143,966 (+12.55%) Land $14,500 Building $129,466
2022	$624.00 Homeowner's exemption	$38,595	$127,918 Land $12,000 Building $115,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2004–2022)
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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