Gaston County property record for 201 Ray St, Cherryville, NC 28021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,670 sqft · built 1946 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $191,000 (Jul 2020) |
| Tax Bill | $3,109 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage Jul 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06008 04100 |
| Primary APN | 06008 04100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Porch | Porch |
| Porch Area | 158 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 201 RAY ST |
|---|---|
| City | CHERRYVILLE |
| State | NC |
| Zip | 28021-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 06 008 041 00 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | CHERRYVILLE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 30602 |
201 Ray St is owned by two individuals who bought it in July 2020.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9175 COOKSVILLE RD, VALE, NC 28168-8880 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 29, 2017 | Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| Jul 8, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Nov 15, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 24, 2019 | Trustee's Deed, Foreclosure · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2020 · Amount on File |
| Deed Sale | Jul 8, 2020 · Amount on File |
| Prior Sale | Oct 24, 2019 · Amount on File |
| Deed Book / Page | 5137 / 178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 201 RAY ST, CHERRYVILLE, NC 28021-2728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049191618 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | 4919/1618 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 8, 2020 |
| Property Address | 201 RAY ST, CHERRYVILLE, NC 28021-2728 |
| Document Number | 0051370178 |
| Book / Page | 005137 / 000178 |
| Instrument Date | Jul 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $382.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9175 COOKSVILLE RD VALE NC 281688880, VALE, NC 28168-8880 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 15, 2019 |
| Property Address | 201 RAY ST, CHERRYVILLE, NC 28021-2728 |
| Document Number | 0050811549 |
| Book / Page | 005081 / 001549 |
| Instrument Date | Nov 14, 2019 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1612 SEATTLE SLEW CT WAXHAW NC 281736642, WAXHAW, NC 28173-6642 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Oct 24, 2019 |
| Property Address | 201 RAY ST, CHERRYVILLE, NC 28021-2728 |
| Document Number | 0050761979 |
| Book / Page | 005076 / 001979 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72.58 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2208 W CONE BLVD GREENSBORO NC 274084020, GREENSBORO, NC 27408-4020 |
| Investor | Possibly a Property Investor |
| Document Number | 50761983 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 005076/001983 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | HIGH POINT, NC 27260-5018 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 201 Ray St was $3,109.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cherryville City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,109.00 | $288,150 Land $14,000 Building $274,150 | |
| 2023 | $3,140.00 | $288,150 Land $14,000 Building $274,150 | |
| 2021 | $148,160 Land $9,000 Building $139,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 201 Ray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 201 Ray St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures