Carteret County property record for 201 Pond Dr, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,624 sqft · built 2021 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,600,000 (Apr 2022) |
| Tax Bill | $5,518 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 6375.11.75.4710000 |
| Primary APN | 6375.11.75.4710000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 4 Stories |
| Building Area | 4,624 sqft Heated Area |
| Gross Area | 2,736 sqft |
| 1st Floor Area | 24 sqft |
| Utility Area | 25 sqft |
| Sunroom | Sunroom |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 124 ft deep x 92 ft wide |
| View / Lot | Waterfront - Canal |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 24 sqft |
| Utility Building | 10 sqft |
| Boat Access | Boat Access |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 47360 |
|---|---|
| Street Address | 201 POND DR |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L1 SOUTH 1/2 L2 B21 ATLANTIC BEACH ISLES |
| Legal Subdivision | ATLANTIC BEACH ISLES |
| Legal Block | 75 |
| Legal Lot Number | 1-2 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 971103 |
201 Pond Dr is owned by two individuals who acquired it in November 2025.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 222 POND DR, ATLANTIC BEACH, NC 28512-7336 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage FIRST CAROLINA BANK |
| Apr 1, 2022 | Warranty Deed, Transfer · ARM RESOURCE FINANCIAL SERVICES INC |
| Aug 18, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on File |
| Deed Sale | Apr 1, 2022 · Amount on File |
| Prior Sale | Aug 18, 2020 · Amount on File |
| Deed Document Number | 20221762303 |
| Deed Book / Page | 1762 / 303 |
| Last Transfer Date | Nov 19, 2025 |
| Transfer Doc | 0000036845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 201 POND DR, ATLANTIC BEACH, NC 28512-7337 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 601 HARVEY ST, RALEIGH, NC 27608-2401 |
| Document Number | 0017690149 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 1769/149 |
| Instrument | 1769149 |
| Name | FIRST CAROLINA BANK |
|---|---|
| Type | Bank |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | May 24, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 1, 2022 |
| Property Address | 201 POND DR, ATLANTIC BEACH, NC 28512-7337 |
| Document Number | 0017620303 |
| Book / Page | 1762 / 303 |
| Map Reference | MB 11 PG 29 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 1762303 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2018, VAIL, CO 81658-2018 |
| Name | Verified Name |
|---|---|
| Address | 601 HARVEY ST, RALEIGH, NC 27608-2401 |
| Document Number | 0001762304 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 1762-304 |
| Name | RESOURCE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.49% |
| Max Rate At Change | 7.49% |
| Index | 12-Month MTA |
| Max Rate | 10.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 18, 2020 |
| Property Address | 201 POND DR, ATLANTIC BEACH, NC 28512-7337 |
| Document Number | 0016830354 |
| Book / Page | 001683 / 000354 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,664.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 2018 VAIL CO 816582018, VAIL, CO 81658-2018 |
The 2025 property tax bill for 201 Pond Dr was $5,518.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,409,107 (-) Land $613,800 Building $1,795,307 | $2,409,107 (-) Land $613,800 Building $1,795,307 | |
| 2025 | $5,518.00 | $2,409,107 Land $613,800 Building $1,795,307 | $2,409,107 Land $613,800 Building $1,795,307 |
| 2023 | $1,462,394 Land $493,046 Building $969,348 | $1,462,394 Land $493,046 Building $969,348 | |
| 2022 | $1,695.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 201 Pond Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 526 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 962 units insured incl. 436 condo units |
| Nearby Flood Claims | 155 (1996–2024) |
| Claims Outside the SFHA | 5 of 155 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 201 Pond Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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