201 Oyster Blvd, Freeport, FL 32439 Property Records

Walton County property record for 201 Oyster Blvd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,860 sqft · built 2022
Lot Size	0.17 acres (7,444 sqft)
Owner	Individual on Record
Last Sale	$459,000 (Feb 2022)
Tax Bill	$3,707 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-1S-19-23010-000-0430`

Property Details

APN / Parcel Number

Primary APN	`21-1S-19-23010-000-0430`
Alternative APN	`1037638`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Living Area
Gross Area	2,496 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2022
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	7,444 sqft (0.17 acres)
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1037638
Street Address	201 OYSTER BLVD
City	FREEPORT
State	FL
Zip	32439-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 MARINA VILLAGE PH 1 S/D PB 17-56 OR 2721-2321 OR 2975-4751 OR 3008-4918 OR 3058-3940 OR 3238-3231
Legal Range	19W
Legal Township	01S
Legal Section	21
Legal Subdivision	MARINA VILLAGE PH 1
Legal Phase	1
Legal Lot Number	43
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2136
Census Tract	950502

Owner

Source: Walton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	201 OYSTER BLVD, FREEPORT, FL 32439-3518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Deed of Trust, Mortgage · Line of Credit GOODLEAP LC
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Dec 1, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on Record
Deed Sale	Feb 14, 2022 · Amount on Record
Prior Sale	Dec 1, 2017 · Amount on Record
Deed Document Number	20220006817
Deed Book / Page	3238 / 3231
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	201 OYSTER BLVD, FREEPORT, FL 32439-3518
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 OYSTER BLVD, FREEPORT, FL 32439-3518

Mortgage

Document Number	0033853322
Date	Jan 30, 2026
Book Page	3385/3322
Instrument	20260003557

Lender

Name	GOODLEAP LC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 17, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 14, 2022
Property Address	201 OYSTER BLVD, FREEPORT, FL 32439-3518
Document Number	0032383231
Book / Page	3238 / 3231
Map Reference	MB 17 PG 56
Instrument Date	Feb 11, 2022
Instrument	20220006817
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	OLD LINE TITLE COMPANY INC, OLD SOUTH LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 CREVE CORE DR, CRESTVIEW, FL 32539-7338

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 OYSTER BLVD, FREEPORT, FL 32439-3518

Mortgage

Document Number	0032383233
Date	Feb 14, 2022
Instrument	3238/3233

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 1, 2017
Property Address	201 OYSTER BLVD, FREEPORT, FL 32439-3518
Document Number	0030583940
Book / Page	003058 / 003940
Instrument Date	Nov 16, 2017
Instrument	39400
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$196.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CREVE CORE DR CRESTVIEW FL 325397338, CRESTVIEW, FL 32539-7338

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,698 (-9.38%) Land $42,000 Building $327,698	$369,698 (-9.38%) Land $42,000 Building $327,698
2024	$3,707.00 (+3.69%)
2023	$3,575.00 (+712.5%) Homeowner's exemption	$407,969 (+775.09%) Land $42,000 Building $365,969	$407,969 (+775.09%) Land $42,000 Building $365,969
2022	$440.00	$46,620 Land $46,620	$46,620 Land $46,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Wildstar Networks.

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