201 Osakis St, Duluth, MN 55803 Property Records

St. Louis County property record for 201 Osakis St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 680 sqft · built 1920
Lot Size	0.145 acres (6,318 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Jul 2022)
Tax Bill	$2,862 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-4690-01000`

Property Details

APN / Parcel Number

Primary APN	`010-4690-01000`
Alternative APN	`1133495`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	680 sqft Gross Area
1st Floor Area	680 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1932
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	6,318 sqft (0.145 acres)
Garage Area	264 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	133 sqft
Deck Area	48 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1133495
Street Address	201 OSAKIS ST
City	DULUTH
State	MN
Zip	55803-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0012 BLOCK:008 SERIAL #
Legal Subdivision	WOODLAND PARK 7TH DIV DULUTH
Legal Block	8
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1021
Census Tract	100

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	201 OSAKIS ST, DULUTH, MN 55803-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) NORTH SHORE BANK OF COMMERCE
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Mar 19, 2018	Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE
Dec 7, 2017	Warranty Deed, Transfer UP N TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	20221058899
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	201 OSAKIS ST, DULUTH, MN 55803-2031
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 OSAKIS ST, DULUTH, MN 55803-2031

Mortgage

Document Number	0001058898
Date	Jul 15, 2022
Instrument	1058898

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 15, 2022
Property Address	201 OSAKIS ST, DULUTH, MN 55803-2031
Document Number	0001058894
Instrument Date	Jul 1, 2022
Instrument	1058894
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Tax	$676.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 OSAKIS ST, DULUTH, MN 55803-2031

Mortgage

Document Number	0001058895
Date	Jul 15, 2022
Instrument	1058895

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0001058896
Date	Jul 15, 2022
Instrument	1058896

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 19, 2018
Property Address	201 OSAKIS ST, DULUTH, MN 55803-2031
Document Number	000T996011
Instrument Date	Mar 15, 2018
Instrument	T996011
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 MINNEAPOLIS AVE DULUTH MN 558031812, DULUTH, MN 55803-1812

Mortgage

Document Number	T996012
Date	Mar 19, 2018
Instrument	T996012

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Mortgage

Document Number	T996013,
Date	Mar 19, 2018
Instrument	T996013

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Interest

Rate Type	Adjustable Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 7, 2017
Property Address	201 OSAKIS ST, DULUTH, MN 55803-2031
Document Number	000T992956
Instrument Date	Nov 27, 2017
Instrument	T992956
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	UP N TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$257.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1512 MINNEDPOLIS AVE DULUTH MN 55803, DULUTH, MN 55803

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,862.00 (+30.21%) Homeowner's exemption
2025	$2,198.00 (+0.09%) Homeowner's exemption	$246,100 (+32.53%) Land $26,800 Building $219,300	$246,100 (+32.53%) Land $26,800 Building $219,300
2024	$2,196.00	$185,700 (+27.63%) Land $26,900 Building $158,800	$185,700 (+27.63%) Land $26,900 Building $158,800
2022		$145,500 Land $31,300 Building $114,200	$145,500 Land $31,300 Building $114,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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