201 Oak Crest Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 201 Oak Crest Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,100 sqft · built 1997
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$32,000 (Apr 1997)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNA982000223

Property Details

APN / Parcel Number

Primary APNA982000223
Alternative APN
  • 2-050A-7728-00-027R.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,100 sqft Living Area
Gross Area3,768 sqft
1st Floor Area1,092 sqft
Basement Area1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area12,632 sqft (0.29 acres)
TerrainRolling
Garage TypeAttached
Garage Area660 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area36 sqft
Deck AreaDeck Area
Patio Area372 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA982000223
Street Address201 OAK CREST DR
CityO FALLON
StateMO
Zip63366-1699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAE9
Legal DescriptionTOWERING OAKS CORRECTED RESUB LOTS 27-30 LOT 27R
Legal SubdivisionTOWERING OAKS CORRECTED PLAT RESUB LOT 2
Legal Lot Number27R
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group4
Census Block4025
Census Tract311802

Owner

201 Oak Crest Dr is owned and occupied by two individuals who acquired it in July 2017.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address201 OAK CREST DR, O FALLON, MO 63366-1699
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 1997 · Amount on File
Deed SaleApr 3, 1997 · Amount on File
Deed Document Number199717470
Deed Book / Page1926 / 1358
Last Transfer DateJul 5, 2017
Transfer Doc0067690767
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address201 OAK CREST DR, O FALLON, MO 63366-1699
Document Number0000079513
Instrument DateSep 28, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address201 OAK CREST DR O FALLON MO 633661699, O FALLON, MO 63366-1699

Mortgage

Document Number0000079513
DateOct 20, 2020
Instrument79513
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 19, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$64,215$337,974 Land $65,000 Building $272,974
2023$59,443
2022$312,855 Land $50,000 Building $262,855

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 Oak Crest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Oak Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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