201 NE 5th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 201 NE 5th St, Okeechobee, FL 34972

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,680 sqft · built 1978
Lot Size	0.32 acres (13,940 sqft)
Owner	Company Name on File
Last Sale	$220,000 (Oct 2025)
Tax Bill	$2,558 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2025 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`3-15-37-35-0010-00890-0070`

Property Details

APN / Parcel Number

Primary APN	`3-15-37-35-0010-00890-0070`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Building Area	1,680 sqft Heated Area
Gross Area	1,850 sqft
Flooring	Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1978
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,940 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	201 NE 5TH ST
City	OKEECHOBEE
State	FL
Zip	34972-2605
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CITY OF OKEECHOBEE LOTS 7 & 8 BLOCK 89
Legal Range	35E
Legal Township	37S
Legal Section	15
Legal Subdivision	OKEECHOBEE
Legal Block	89
Legal Lot Number	7,8 8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1040
Census Tract	910300

Owner

201 NE 5th St, a duplex, is owned by a company that bought it in October 2025.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Company Name on File
Mailing Address	3146 TIDEWATER CIR, FORT PIERCE, FL 34945-5704
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 28, 2025	Warranty Deed, Construction Loan · Construction Mortgage CHAMPIONS FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Prior Sale	Aug 28, 2014 · Amount on File
Deed Document Number	2025012370
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	201 NE 5TH ST, OKEECHOBEE, FL 34972-2605
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 NE 5TH ST, OKEECHOBEE, FL 34972-2605

Mortgage

Document Number	0000013077
Date	Oct 13, 2021
Instrument	2021013077

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2025: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 28, 2025
Property Address	201 NE 5TH ST, OKEECHOBEE, FL 34972-2605
Document Number	0000012370
Map Reference	MB 5 PG 5
Instrument Date	Oct 23, 2025
Instrument	2025012370
Transaction Type	Construction Loan
Record Updated	Nov 12, 2025
Title Company	REALTY TITLE INC, DREAMS TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	277 NW 6TH ST, OKEECHOBEE, FL 34972-2514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3146 TIDEWATER CIR, FORT PIERCE, FL 34945-5704

Mortgage

Document Number	0000012371
Date	Oct 28, 2025
Instrument	2025012371

Lender

Name	CHAMPIONS FUNDING LLC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 201 NE 5th St was $2,558, down 24.9% from the year before.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,558.00 (-24.94%)	$161,144 (+22.91%) Land $30,000 Building $131,144	$161,144 (+22.91%) Land $30,000 Building $131,144
2024	$3,408.00 (+4.06%)	$131,106 (-4.84%) Land $25,000 Building $106,106	$131,106 (-4.84%) Land $25,000 Building $106,106
2023	$3,275.00 (+13.6%)	$137,778 (+36.03%) Land $24,000 Building $113,778	$137,778 (+36.03%) Land $24,000 Building $113,778
2022	$2,883.00	$101,285 Land $17,000 Building $84,285	$101,285 Land $17,000 Building $84,285

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 201 NE 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 NE 5th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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