Onslow County property record for 201 N Windy Ridge Rd, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,940 sqft · built 2017 |
| Lot Size | 1.62 acres (70,567 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Apr 2023) |
| Tax Bill | $1,598 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1139A-15 |
| Primary APN | 1139A-15 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,940 sqft Living Area |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 70,567 sqft (1.62 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 493518000 |
|---|---|
| Street Address | 201 N WINDY RIDGE RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-7004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L18 COTTON HILL |
| Legal Subdivision | COTTON HILL |
| Legal Lot Number | 18 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 103 |
Source: Onslow County records · APN 1139A-15
Assessment roll updated August 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 201 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Warranty Deed, Transfer · VA Mortgage ARMED FORCES BANK NA |
| Jun 09, 2021 | Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 27, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Aug 28, 2017 | Warranty Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2023 · Amount on Record |
| Deed Sale | Apr 11, 2023 · Amount on Record |
| Prior Sale | Jul 27, 2018 · Amount on Record |
| Deed Book / Page | 5943 / 980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Apr 11, 2023 |
| Property Address | 201 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Document Number | 0059430980 |
| Book / Page | 5943 / 980 |
| Map Reference | MB 67 PG 215 CAB N |
| Instrument Date | Mar 15, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Document Number | 0005944001 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 5944-001 |
| Name | ARMED FORCES BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 201 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054840909 |
|---|---|
| Date | Jun 09, 2021 |
| Book Page | 5484/909 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jul 27, 2018 |
| Property Address | 201 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Document Number | 0048180090 |
| Book / Page | 4818 / 090 |
| Map Reference | MB67 PG215 CAB N |
| Instrument Date | Jul 20, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 814 NEW BRIDGE ST, 814, JACKSONVILLE, NC 28540-5437 |
| Name | Verified Name |
|---|---|
| Address | 201 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Document Number | 0000481893 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 4818/93 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 28, 2017 |
| Property Address | 201 N WINDY RIDGE RD, HUBERT, NC 28539-7004 |
| Document Number | 0046660026 |
| Book / Page | 004666 / 000026 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $65.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 814 NEW BRIDGE ST #C JACKSONVILLE NC 285405437, C, JACKSONVILLE, NC 28540-5437 |
| Investor | Possibly a Property Investor |
| Document Number | 46660029 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 004666/000029 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Funding / Finance Company |
| Address | SMITHFIELD, NC 27577-1457 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 46660037, |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 004666/000037 |
| Name | DOMINICK S BUTCH |
|---|---|
| Address | 814 NEW BRIDGE ST # C, JACKSONVILLE, NC 28540-5437 |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 27, 2018 |
Source: Onslow County records · Assessment roll updated August 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,598.00 | $243,980 (-) Land $32,100 Building $211,880 | $243,980 (-) Land $32,100 Building $211,880 |
| 2023 | $1,598.00 | $243,980 Land $32,100 Building $211,880 | $243,980 Land $32,100 Building $211,880 |
Source: FEMA National Flood Hazard Layer as of August 12, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 13 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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