201 N Oak St, Union, MO 63084 Property Records

Franklin County property record for 201 N Oak St, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,243 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-1-008-404.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-1-008-404.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area

Exterior

Year Built	Built 1900
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	300 sqft

Location & Zoning

Street Address	201 N OAK ST
City	UNION
State	MO
Zip	63084-1637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:1&PT2 O T OF UNION
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	NE
Legal Subdivision	O T OF UNION
Legal Block	76
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2042
Census Tract	800604

Owner

201 N Oak St is owned and occupied by an individual who acquired it in September 2023.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	201 N OAK ST, UNION, MO 63084-1637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · FHA Mortgage FIRST STATE BANK ST CHARLES MO
Aug 5, 2020	Deed of Trust, Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2023
Deed Sale	Sep 21, 2023
Prior Sale	Oct 8, 2009
Deed Document Number	2311218
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 21, 2023
Property Address	201 N OAK ST, UNION, MO 63084-1637
Document Number	0002311218
Map Reference	BK B PG 65
Instrument Date	Sep 19, 2023
Instrument	2311218
Transaction Type	Transfer
Record Updated	Oct 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 N OAK ST, UNION, MO 63084-1637

Mortgage

Document Number	0002311219
Date	Sep 21, 2023
Instrument	2311219

Lender

Name	FIRST STATE BANK ST CHARLES MO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	201 N OAK ST, UNION, MO 63084-1637
Document Number	0000012867
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 N OAK ST UNION MO 630841637, UNION, MO 63084-1637

Mortgage

Document Number	0000012867
Date	Aug 10, 2020
Instrument	12867

Lender

Name	NEWREZ LLC
Address	KANSAS CITY, MO 64116

Agreement

Amount	Amount on Record
Term	240 Months
Due	Aug 9, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 201 N Oak St was $1,071.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,071.00	$17,976	$94,610 Land $15,970 Building $78,640
2023	$1,051.00 (+14.36%)	$17,485	$92,030 Land $15,970 Building $76,060
2022	$919.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 N Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 N Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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