201 N Charles St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 201 N Charles St, Rome, NY 13440

Property Summary

Property Type	Duplex
Details	4 bd · 3.5 ba · 2,516 sqft · built 2008
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$8,000 (Feb 2007)
Tax Bill	$6,439 (2026)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`301301 223.017-2-64`

Property Details

APN / Parcel Number

Primary APN	`301301 223.017-2-64`
Alternative APNs	`130122301700020640000000` `301301 223.017-0002-064` `27130 04`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,516 sqft Total Area
1st Floor Area	1,388 sqft
2nd Floor Area	1,128 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Width	133 ft Width
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	27130 04
Street Address	201 N CHARLES ST
City	ROME
State	NY
Zip	13440-3031
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	L #116 40X133
Legal Block	2
Legal Lot Number	64.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1016
Census Tract	22000

Owner

201 N Charles St, a duplex, is owned and occupied by an individual who bought it in February 2007.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	201 N CHARLES ST, ROME, NY 13440-3031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2007 · Amount on File
Deed Sale	Feb 22, 2007 · Amount on File
Deed Book / Page	2007 / 3864
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	201 N CHARLES ST, ROME, NY 13440-3031
Document Number	0000007675
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	201 N CHARLES ST ROME NY 134403031, ROME, NY 13440-3031

Mortgage

Document Number	0000007675
Date	May 30, 2017
Instrument	7675

Lender

Name	STEARNS BK
Type	Bank
Address	SAINT CLOUD, MN 56302

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 29, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 201 N Charles St was $6,439 with a homeowner's exemption.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,439.00 Homeowner's exemption
2025	Homeowner's exemption	$148,200 (-) Land $10,200 Building $138,000	$348,706 (+6.75%) Land $24,000 Building $324,706
2024		$148,200 (-) Land $10,200 Building $138,000	$326,648 (+0.02%) Land $22,482 Building $304,166
2023		$148,200 (-) Land $10,200 Building $138,000	$326,576 (+17.92%) Land $22,477 Building $304,099
2022	$9,454.00 Homeowner's exemption	$148,200 Land $10,200 Building $138,000	$276,958 Land $19,062 Building $257,896

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 201 N Charles St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	20 (1979–1981)
Most Recent Claim	Sep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 N Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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