Hillsdale County property record for 201 N Ann St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,020 sqft |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,079 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-105-001-002 |
| Primary APN | 20-105-001-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 1,348 sqft |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 656 sqft |
| Unfinished Basement | 656 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Wood Siding |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 183 ft deep x 62 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 201 N ANN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1LDRES |
| Legal Description | LOT 2 ALSO PRT LOT 16: (N, E & S LNS OF LOT 15 DESC AS) COM NE COR LOT 2 TH E PAR W/ S LOT LN EXT 51 FT TH S PAR TO W LOT LN |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 23 |
| Legal Subdivision | YOUNGS NEW ADD |
| Legal Lot Number | 2,16,15 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 50400 |
201 N Ann St is owned by an individual who acquired it in December 2024.
Source: Hillsdale County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 325, READING, MI 49274-0325 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit COUNTY NATIONAL BANK |
| Mar 21, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2024 |
| Transfer Doc | 001885/851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 201 N ANN ST, READING, MI 49274-3101 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001763/157 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 1763/157 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 10, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Mar 21, 2023 |
| Property Address | 201 N ANN ST, READING, MI 49274-3101 |
| Document Number | 001846/434 |
| Book / Page | 1846 / 434 |
| Instrument Date | Feb 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 201 N ANN ST, READING, MI 49274-3101 |
The 2025 property tax bill for 201 N Ann St was $1,079.
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $53,900 (-) | $107,788 (-0.03%) Land $9,467 Building $98,321 | |
| 2025 | $1,079.00 Homeowner's exemption | $53,900 | $107,815 Land $9,467 Building $98,348 |
| 2023 | $37,800 | $75,652 Land $8,375 Building $67,277 | |
| 2021 | $931.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 201 N Ann St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 201 N Ann St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband.
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