201 Monterey Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 201 Monterey Ave, Capitola, CA 95010

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 2 ba · 4,470 sqft · built 1900
Lot Size	0.044 acres (1,917 sqft)
Owner	Company Name on File
Last Sale	$2,900,000 (Apr 2021)
Tax Bill	$41,455 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Sep 2017 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`035-185-06`

Property Details

APN / Parcel Number

Primary APN	`035-185-06`
Alternative APN	`035-185-06-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	4,470 sqft Living Area
1st Floor Area	4,470 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2018
Architectural Style	Multi-Family
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Material	Composition Shingle
Lot Area	1,917 sqft (0.044 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	201 MONTEREY AVE
City	CAPITOLA
State	CA
Zip	95010-3259
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Subdivision	CAPITOLA 06
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2003
Census Tract	121801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Hihn Building listed 1973 · 1 contributing resources · NRIS 73000450

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

201 Monterey Ave, a residential property, is owned by a company that bought it in April 2021.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Company Name on File
Mailing Address	5011 COUNTRY CLUB BLVD, DES MOINES, IA 50312-1913
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Grant Deed, Transfer · SBA Mortgage US BANK NA
Sep 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2021 · Amount on File
Deed Sale	Apr 23, 2021 · Amount on File
Deed Document Number	202123432
Prior Transfer Date	Sep 14, 2017
Prior Transfer Doc	0000031016
Record Updated	Sep 20, 2026

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 23, 2021
Property Address	201 MONTEREY AVE, CAPITOLA, CA 95010-3259
Document Number	0000023432
Map Reference	MB 18 PG 36
Instrument Date	Apr 16, 2021
Instrument	2021-0023432
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5011 COUNTRY CLUB BLVD, DES MOINES, IA 50312-1913

Mortgage

Document Number	0000023433
Date	Apr 23, 2021
Instrument	2021-0023433

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 18, 2017
Property Address	201 MONTEREY AVE, CAPITOLA, CA 95010-3259
Document Number	0000031016
Instrument Date	Sep 14, 2017
Instrument	31016
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 45 PEBBLE BEACH CA 939530045, PEBBLE BEACH, CA 93953-0045

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 18, 2017
Property Address	201 MONTEREY AVE, CAPITOLA, CA 95010-3259
Document Number	0000031017
Instrument Date	Sep 14, 2017
Instrument	31017
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 45 PEBBLE BEACH CA 939530045, PEBBLE BEACH, CA 93953-0045

Tax Assessment & Valuation

The 2025 property tax bill for 201 Monterey Ave was $41,455, up 9.6% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,201,834 (+2%) Land $1,987,345 Building $1,214,489
2025	$41,455.00 (+9.6%)	$3,139,053 Land $1,948,378 Building $1,190,675
2024	$37,824.00 (+0.37%)
2023	$37,686.00 (+3.51%)	$3,017,160 Land $1,872,720 Building $1,144,440
2022	$36,408.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 201 Monterey Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 24 individual policies
Nearby Flood Policies	40 units insured incl. 16 condo units
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 201 Monterey Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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