201 Monroe Cir, O Fallon, IL 62269 Property Records

St. Clair County property record for 201 Monroe Cir, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,532 sqft · built 1980
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Mar 2019)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Mortgage + 3 more
APN	`04-30-0-214-038`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-214-038`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	201 MONROE CIR
City	O FALLON
State	IL
Zip	62269-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD WEST LOT/SEC-7 LOT 7 & W 15FT LOT 6 A02607629
Legal Subdivision	FAIRWOOD WEST
Legal Block	214
Legal Lot Number	6,7
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3009
Census Tract	504355

Owner

201 Monroe Cir is owned and occupied by two individuals who bought it in March 2019.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	201 MONROE CIR, O FALLON, IL 62269-1138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional with PMI GERSHMAN MTG
Mar 21, 2019	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN MTG
Mar 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Mar 25, 2019	Correction Deed, Transfer FIRST AMERICAN
Aug 14, 2017	Warranty Deed, Transfer · VA Mortgage FIRSTCO MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on File
Deed Sale	Mar 25, 2019 · Amount on File
Prior Sale	Aug 14, 2017 · Amount on File
Deed Document Number	20192607629
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	201 MONROE CIR, O FALLON, IL 62269-1138
Document Number	00A2673057
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 MONROE CIR O FALLON IL 622691138, O FALLON, IL 62269-1138

Mortgage

Document Number	00A2673057
Date	Oct 27, 2020
Instrument	2673057

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	201 MONROE CIR, O FALLON, IL 62269-1138
Document Number	00A2607630
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 MONROE CIR O FALLON IL 622691138, O FALLON, IL 62269-1138

Mortgage

Document Number	00A2607630
Date	Mar 25, 2019
Instrument	2607630

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2049

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	201 MONROE CIR, O FALLON, IL 62269-1138
Document Number	00A2607631
Instrument Date	Mar 21, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 MONROE CIR O FALLON IL 622691138, O FALLON, IL 62269-1138

Mortgage

Document Number	00A2607631
Date	Mar 25, 2019
Instrument	2607631

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	111 E WACKER DR # 1000, CHICAGO, IL 60601-4306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 25, 2019
Property Address	201 MONROE CIR, O FALLON, IL 62269-1138
Document Number	00A2607629
Instrument Date	Mar 11, 2019
Instrument	2607629
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	201 MONROE CIR O FALLON IL 622691138, O FALLON, IL 62269-1138

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 14, 2017
Property Address	201 MONROE CIR, O FALLON, IL 62269-1138
Document Number	00A2547724
Instrument Date	Aug 7, 2017
Instrument	2547724
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ADVANCED TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 WILLIAMSBURG DR #H BELLEVILLE IL 622213235, H, BELLEVILLE, IL 62221-3235

Mortgage

Document Number	A2547725
Date	Aug 14, 2017
Instrument	2547725

Lender

Name	FIRSTCO MTG
Type	Mortgage Company
Address	O'FALLON, IL 62269

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 13, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 201 Monroe Cir was $3,359 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,359.00	$52,611 Land $11,250 Building $41,361	$157,833 Land $33,750 Building $124,083
2022		$39,163 Land $8,375 Building $30,788	$117,489 Land $25,125 Building $92,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 201 Monroe Cir; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 201 Monroe Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Verizon.

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