201 Michigan Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 201 Michigan Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,303 sqft · built 1988
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on File
Last Sale$574,900 (Feb 2025)
Tax Bill$9,123 (2025)
Deeds & MortgagesOct 2023 Sale
Flood ZoneZone AE (high risk)
APN80260

Property Details

APN / Parcel Number

Primary APN80260
Alternative APN
  • 012630000104280080

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,303 sqft Heated Area
Gross Area3,599 sqft
1st Floor Area2,303 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 89 ft wide
Garage TypeFinished
Garage Area1,120 sqft
Parking Spaces10 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchPorch
Porch Area648 sqft
Deck Area503 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number80260
Street Address201 MICHIGAN AVE
CitySAINT CLOUD
StateFL
Zip34769-2429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1A
Legal DescriptionLAKE FRONT ADDN PB B PG 63 BLK 428 LOT 8 AND N 11 FT OF LOT 7 1/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND AND 3RD STREETS
Legal Tract1
Legal Block428
Legal Lot Number1,7-8
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3010
Census Tract43500

Owner

201 Michigan Ave is owned and occupied by an individual who bought it in February 2025.

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address201 MICHIGAN AVE, SAINT CLOUD, FL 34769-2429
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2025 · Amount on File
Deed SaleFeb 4, 2025 · Amount on File
Prior SaleOct 23, 2023 · Amount on File
Deed Document Number2025014556
Deed Book / Page6735 / 510
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 23, 2023
Property Address201 MICHIGAN AVE, SAINT CLOUD, FL 34769-2429
Document Number0064940180
Book / Page6494 / 180
Map ReferenceMB B PG 61-64
Instrument DateOct 23, 2023
Instrument2023139517
Transaction TypeTransfer
Record UpdatedNov 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$3,850.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 701934, SAINT CLOUD, FL 34770-1934

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 MICHIGAN AVE, SAINT CLOUD, FL 34769-2429

Tax Assessment & Valuation

The 2025 property tax bill for 201 Michigan Ave was $9,123.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,123.00$509,500 Land $66,000 Building $443,500$509,500 Land $66,000 Building $443,500
2023$2,208.00 (+3.95%) Homeowner's exemption$164,787 (+3%)$388,900 (+16.86%) Land $60,500 Building $328,400
2022$2,124.00 Homeowner's exemption$159,988$332,800 Land $55,000 Building $277,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 201 Michigan Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 40 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims3 (1995–2022)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 201 Michigan Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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